Get Out of Debt Through Chapter 13
Chapter 13 Bankruptcy Lawyer Memphis TN
If you have debts you can’t pay and property you want to keep, talk with the Chapter 13 bankruptcy lawyer Memphis TN has trusted for decades.
At Darrell Castle & Associates, you’ll find award-winning client care at a very reasonable price. Our staff knows you can’t make mistakes with a Chapter 13 bankruptcy. When you depend on us to save your home and keep your car, you can rest assured we take that responsibility seriously. We gladly answer your phone calls and questions and do everything we can to set you up for success.
What Chapter 13 Bankruptcy Can Do for You
Chapter 13 is a powerful tool designed to help you through a difficult time. If you’ve experienced job loss or unexpected medical problems, it can make all the difference. As a Chapter 13 bankruptcy lawyer Memphis TN has used for over three decades, I’ve seen Chapter 13 bankruptcy save people’s financial futures.
Chapter 13 stops:
- Car repossession
- Wage garnishment
- Debt-related lawsuits against you
- Creditor harassment
It can also help you save your retirement and pension. With Chapter 13 bankruptcy, you don’t have to spend away your future to make bill payments today.
How Chapter 13 Bankruptcy Works
Chapter 13 combines your debts into monthly payments you can afford. Your attorney works with the courts to determine a reasonable payment plan that works very similarly to a budget. Once everyone agrees to the payment plan, all collection calls and creditor harassment have to stop.
You can then pay off your debts at a more reasonable amount, which helps you get back on track while protecting your assets.
This means you have a relief from all the pressure to pay impossibly high bills and can focus on getting your life back in order. Then after a few years when you finish the plan, your house payments will be current and you car will be paid off. You’ll also usually free of all other debt, like credit card and medical bills.
Unlike other debt programs, Chapter 13 has the force of federal law behind it. So it’s binding on the creditors whether they like it or not.
Life After a Chapter 13 Bankruptcy
As a Chapter 13 bankruptcy lawyer Memphis TN has turned to for years, I’ve seen bankruptcy change thousands of people’s lives. I believe bankruptcy can set you up for a bright and successful financial future.
If you have questions about how bankruptcy might affect your life, we have answers. We even offer a free report called Life After Bankruptcy to help. This report addresses concerns like how bankruptcy affects your credit, employment options, and reputation.
In addition, we give all our clients access to a program called 7 Steps to a 720. This course shows you how, through just a few easy steps, you can rebuild your credit to a 720 score in one year. That’s an A rating, even after a bankruptcy.
With just a little effort and the right attitude, bankruptcy can be the first step to a life of financial freedom.
Contact a Chapter 13 Bankruptcy Lawyer Memphis TN Trusts
As a Memphis Chapter 13 bankruptcy lawyer, I’ve helped thousands of people get out of debt and keep their property. I can help you, too.
If you’re considering bankruptcy and want to protect your house or your car, contact us online or call 901-327-2100 today. One of our attorneys will be happy to discuss your situation for free.
With one quick call, you can get a fresh start and speak to the Chapter 13 bankruptcy lawyer Memphis TN trusts to get them out of debt.
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