Improving Your Credit After Bankruptcy – Memphis Bankruptcy Lawyer

If you’re concerned about your credit if you file bankruptcy, don’t worry – that’s normal and understandable. Fortunately, you don’t have to worry any longer. I’ve found a program that will help my clients raise their credit score dramatically – to over 720 in as little as one year. Yes, you’re reading that right: JUST …

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Danger of Self-Help Repossession

Self-help repossession means a repossession without the courts being involved. In self-help repossession, if a lender decides you’ve defaulted on your loan, they can seize your car and sell it without even getting permission from the court or police. This type of repossession is completely legal in most states, including Tennessee; but it can lead …

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Story About a Memphis Bankruptcy Case

In this video, Memphis bankruptcy lawyer Darrell Castle discusses a recent case in which a man was losing his paycheck to debt when what he REALLY wanted to do was tithe, provide for his kids’ school supplies, and live a good life with his family. If you’re losing too much from your paycheck each week, …

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Harassment Harry: Repossession in Memphis

I’m baaaaaaack! I’m Harassment Harry, the collection agent who hacks into the Darrell Castle & Associates website on occasion to get revenge. I’d hack more, but I’ve been SO BUSY lately. Lots of repossessions to get through. You know those shows on TV about people getting violent when the repo man comes to take their …

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Are Foreclosures Public Record in Memphis?

As a bankruptcy lawyer in Memphis, I know a lot of people who come to see me are worried about their privacy, especially in the case of a foreclosure. Will a foreclosure be embarrassing? Will everyone know about it? First off, foreclosures are public record in Memphis, which means other people can find out about …

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Default and Foreclosure After Federal Loan Modification

For many homeowners, loan modification programs are not helping them avoid foreclosure. According to the Washington Post, people who received loan modifications from the federal government are defaulting at an alarming rate: nearly 50% in one segment. The program is called the Home Affordable Modification Program (HAMP), and it’s run by the Treasury Department. A …

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Is Repossession Public Record in Memphis?

Q: When someone comes to repossess my car, is it public record? Will everyone find out about it? A: Generally, no. In Tennessee, we have a system called self help repossession that allows creditors to repo the car without a court order. Without a court order, there’s no record it happened. So there’s no way …

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How Common is Bankruptcy in Memphis?

Wondering how many of your friends and neighbors have filed bankruptcy in Memphis? A lot. Memphis bankruptcy lawyer Darrell Castle discusses. Related PostsMajor Cities Opting for Bankruptcy – Memphis Bankruptcy Attorneys When Couples Disagree on Bankruptcy – Memphis Bankruptcy Law Firm Creating a New Budget in Cities & Homes – Memphis Bankruptcy Attorneys What Does …

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Can You Still Tithe While in a Bankruptcy?

Memphis bankruptcy lawyer Darrell Castle discusses how bankruptcy affects tithe. For more info, contact a Memphis bankruptcy attorney. Related PostsCan All Debts Be Wiped Out in a Chapter 7 Bankruptcy? Is There a Minimum Debt to File Bankruptcy? – Memphis Bankruptcy Lawyers How Many Times Can I File Bankruptcy? – Memphis Bankruptcy Attorneys Too Broke …

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Will Bankruptcy Affect My Inheritance?

Will bankruptcy affect your inheritance? Are there bankruptcy options available that protect your inheritance or help you keep your property? Memphis bankruptcy lawyer Darrell Castle discusses. Related PostsOn Public Assistance & Struggling – Memphis Area Bankruptcy Lawyers Gas Prices in Memphis Lead to Long Waits – Memphis Bankruptcy Lawyers Can You Include Taxes in Bankruptcy? …

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