Are you using your retirement funds to pay off debt? There’s no reason to lose those savings because of bills you can’t pay. Memphis bankruptcy lawyer Darrell Castle can help. Keep your property, get out of debt, and protect your retirement funds. Contact us today on this website or call 901-327-2100 for a free appointment. …
Continue reading ‘Keep Your Retirement Funds and Get Rid of Debt’ »
It’s a new year, with new laws. And one of those laws is a Tennessee statute that could really hurt area teachers. The law is listed as 519 SB0551 but it amends TCA Title 3; Title 49 and Title 63. It requires licenses for K-12 public school teachers be denied, suspended, or revoked if student …
Continue reading ‘The Sad State of Teachers and Student Loan Default in Tennessee’ »
Did you know there’s such a thing as foreclosure fraud? Also known as a “mortgage relief scam,” this crime actually happens often. In fact, in October 2012, federal investigators charged 530 people for defrauding over 73,000 homeowners who’d fallen behind on their mortgages. The homeowners were financially vulnerable and they needed a solution to their …
If you live in Memphis, you know the poverty rate is out of hand here. Perhaps you’re even struggling yourself. What you may not know is that the financial problems in Memphis fuel a $5.3 billion “poverty industry,” according to The Commercial Appeal. The industry, which supports around 1000 local businesses, ranges from health clinics …
Continue reading ‘Which Side of the Memphis Poverty Industry Are You On?’ »
As a Memphis bankruptcy attorney, I see clients all the time who were trying to get out of debt but ended up in trouble. If your New Year’s resolution in 2013 is getting out of debt, make sure you do it the smart way. Here are some tips for making sure you don’t end up …
Continue reading ‘Getting Out of Debt in 2013? Avoid These 5 Pitfalls!’ »
A lot of people wrongly assume that Chapter 7 bankruptcy is somehow inherently better than Chapter 13. After all, Chapter 7 has the advantage of clearing out your unsecured debt very quickly. Chapter 13 takes longer and reorganizes your debts rather than clearing them out entirely. Sometimes clients will come to our office expecting to …
Continue reading ‘Which is Better? Chapter 7 or Chapter 13 Bankruptcy?’ »
Wondering what it’s like to visit our law office? Hear about it from one of our clients; and get out of debt by scheduling an appointment with Memphis bankruptcy attorney Darrell Castle. This is our second client testimonial – check out the first one here. Related PostsWhen Do You Need a Car Accident Lawyer? Early …
Last week I wrote about the problem of what happens when banks don’t officially foreclose on a home. The results are what’s known as “shadow inventory” – houses left uninhabited and uncared-for. It’s a serious, even disastrous, problem in Memphis. Just this past week The Commercial Appeal reported on a massive cleanup of one abandoned …
Continue reading ‘Shadow Inventory in Memphis: Abandoned Homes After an Eviction’ »
Are you choosing between a Chapter 7 and Chapter 13 bankruptcy? Are you wondering which you should file, and whether your lawyer is making the best decision for you? Memphis bankruptcy attorney Darrell Castle discusses your options and why both Chapter 7 and Chapter 13 can be legitimate choices depending on your situation. Related PostsA …
Continue reading ‘Is Chapter 7 Better Than Chapter 13 Bankruptcy?’ »
We all know foreclosures have riddled the city of Memphis, especially after the recession hit in 2008. However, banks not foreclosing can hurt the city, too. When a house is foreclosed, it goes to the bank either to auction off or sell. It becomes the bank’s responsibility to take care of the empty house, keep …
Continue reading ‘Evictions Don’t Benefit Memphis Residents’ »