Story About a Memphis Bankruptcy Case

In this video, Memphis bankruptcy lawyer Darrell Castle discusses a recent case in which a man was losing his paycheck to debt when what he REALLY wanted to do was tithe, provide for his kids’ school supplies, and live a good life with his family. If you’re losing too much from your paycheck each week, …

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Harassment Harry: Repossession in Memphis

I’m baaaaaaack! I’m Harassment Harry, the collection agent who hacks into the Darrell Castle & Associates website on occasion to get revenge. I’d hack more, but I’ve been SO BUSY lately. Lots of repossessions to get through. You know those shows on TV about people getting violent when the repo man comes to take their …

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Harassment Harry: My First Column

My name’s Harassment Harry. I’m a collection agent in Memphis, TN. I’m the one who calls you right at dinner and yells at you for not making your car payment in time. Remember me? I’m the guy who contacts you at work just to humiliate you. I look you up on social media to embarrass …

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Worried About Retirement and Considering Bankruptcy

The 2013 Retirement Confidence Survey is out, and Americans are worried about the status of their retirement. Insecurity about retirement tied last year’s numbers, and those numbers are the highest in 23 years. Nearly 1/3 of all Americans worry they won’t have enough money to retire. People realize it’s important to save money for retirement …

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Keep Your Retirement Funds and Get Rid of Debt

Are you using your retirement funds to pay off debt? There’s no reason to lose those savings because of bills you can’t pay. Memphis bankruptcy lawyer Darrell Castle can help. Keep your property, get out of debt, and protect your retirement funds. Contact us today on this website or call 901-327-2100 for a free appointment. …

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Getting Out of Debt in 2013? Avoid These 5 Pitfalls!

As a Memphis bankruptcy attorney, I see clients all the time who were trying to get out of debt but ended up in trouble. If your New Year’s resolution in 2013 is getting out of debt, make sure you do it the smart way. Here are some tips for making sure you don’t end up …

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Which is Better? Chapter 7 or Chapter 13 Bankruptcy?

A lot of people wrongly assume that Chapter 7 bankruptcy is somehow inherently better than Chapter 13. After all, Chapter 7 has the advantage of clearing out your unsecured debt very quickly. Chapter 13 takes longer and reorganizes your debts rather than clearing them out entirely. Sometimes clients will come to our office expecting to …

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Tennessee Student Debt A Growing Problem at State Schools

It’s hard to believe. Could students and their families really be paying almost 70% of their college costs, even at Tennessee state schools? And could community college students really be carrying 60% of the financial burden for their education? After all, many of us can still remember when it was the exact opposite: the state …

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Can I Use Credit Cards After I’ve Filed Bankruptcy?

When you file for bankruptcy, you most likely will have to stop using your credit cards. If you have any credit card debt, the debt will be listed in the bankruptcy. When that happens, the card is discontinued so you don’t have a choice but to stop using it. However, if you don’t have any …

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Wage Garnishment FAQ – Common Memphis Bankruptcy Questions

What Is Wage Garnishment? Wage garnishment is when money gets deducted from your paycheck or salary because of an unpaid debt. It’s sometimes also referred to as levies, wage assignments or earnings withholding orders.   Why Are My Wages Getting Garnished? The process begins when a creditor files a lawsuit against a debtor, usually in …

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