Wage Garnishment FAQ – Common Memphis Bankruptcy Questions

What Is Wage Garnishment? Wage garnishment is when money gets deducted from your paycheck or salary because of an unpaid debt. It’s sometimes also referred to as levies, wage assignments or earnings withholding orders.   Why Are My Wages Getting Garnished? The process begins when a creditor files a lawsuit against a debtor, usually in …

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Bankruptcy vs. Credit Counseling

If you’ve considered alternatives to bankruptcy, you may be confused about the credit counseling option. Credit counseling can be a great resource. The right non-profit organization can offer you invaluable help in managing your budget, setting realistic spending goals, and paying off debts responsibly. Unfortunately, though, most people don’t get credit counseling early enough to …

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