You can potentially work part-time and still receive Social Security Disability Insurance (SSDI). It depends in part on how much money you make and how many hours you’re able to work. It also depends on your disability and the quality of your application.
Each SSDI case is considered on an individual basis. If you earn over a certain amount per month, your income could be considered substantial enough to disqualify your claim immediately.
From the opposite perspective, if you earn very little your work may not affect your claim at all.
If you are granted disability benefits, the SSA offers a trial work period designed to help you test your ability to work. You get 9 trial months within 60 total months.
For 2012, a trial month means any month in which you earn over $720 (after expenses if you are self-employed) or work more than 80 hours in your own business. During this period you receive your full benefits no matter how much you earn as long as you regularly report your earnings to the SSA and continue throughout the trial to be disabled.
After that trial work period, you can work and still receive benefits for 36 months as long as your income is not regarded as “substantial.”
For 2012, the SSA generally considers any income over $1,010 ($1,690 if you are blind) to be “substantial.” If you earn under that amount, you can still receive benefits.
If your benefits stop because you have a “substantial” income, but then you lose that income because of your condition, you have 5 years to request your benefits be restarted immediately without having to reapply for SSDI.
Of course, all of these options assume that you are granted disability benefits in the first place.
An application for Social Security Disability Insurance can be complicated no matter what, but if you want to receive benefits and continue to work, it can be particularly difficult to make your case to the SSA.
If your application is denied, have an attorney help you with the appeal. It is not expensive and can make a world of difference.
Our Memphis Social Security Disability attorneys would be glad to talk with you about your situation for free. Contact us today (901-327-1212) to get started with an appeal.