Car Accident Lawyer
Dealing with your insurance company, and sometimes the insurance provider of another driver, can get complicated and stressful after you’re in a car accident. The good news is that there are lawyers who specialize in car accidents and can help you through the situation. The following are a few things you should know about dealing with the insurance company to get you started.
Insurance Adjusters Don’t Look Out for You
When an insurance adjuster calls you or is investigating your accident, his or her top priority isn’t protecting you; it’s protecting the insurance company he or she works for. The adjuster typically has great negotiating and interpersonal skills that will make your interaction seem like he or she wants what’s best for you, but that’s generally not the case. The adjuster may do whatever it takes to help his or her company avoid having to pay the full value of a claim, or anything at all.
Many First Offers Are Lowball Offers
The first offer the insurance company gives you is probably going to be a lowball offer. Don’t accept it right away. Instead, speak with an attorney to find out if the amount is fair or not. If it’s not, which is the case in many situations, your lawyer can help you figure out how to deal with the insurance company in order to receive a higher payout. There’s also the possibility you’ll have future expenses to pay as a result of your accident, and many insurance companies don’t take those into consideration. Your lawyer can help you figure that out as well.
Your Words Can Be Used Against You
When an insurance adjuster calls to get your account of what happened, let him or her know you’re not ready to talk and you’ll get in touch at a later date. You can then work with your attorney to figure out how to proceed. Many insurance adjusters will ask tricky questions or ask to record your statements, then will twist something in a way you didn’t mean. This takes away some of their liability and makes you more liable, which could result in a smaller claim amount. Just let your lawyer do the talking.
Contact a Lawyer for Assistance
Your insurance company, or that of the other driver, could pose difficult to work with after a car accident. If you have found yourself in this type of situation, you may benefit from speaking with a car accident lawyer, like a Philadelphia car accident lawyer. Contact a professional today to get started.
Thanks to Wieand Law Firm, LLC for their insight into what you need to know about insurance after you have been in a car accident.