Filing for Chapter 7 Bankruptcy
If you are experiencing financial struggles that are causing extreme amounts of stress, worry, and confusion, a bankruptcy attorney Memphis residents trust may be able to help. You may want to consider filing for chapter 7 bankruptcy. While the legal system has allowed citizens to file for bankruptcy on their own, it is not recommended to do so unless you have some legal knowledge. Another smarter option might be to retain a chapter 7 Memphis bankruptcy attorney from Darrell Castle & Associates, PLLP.
Darrell Castle & Associates, PLLP : The Trusted Choice
Our team of bankruptcy lawyers understands how frustrating it can be to experience debt, creditors, and no way to pay off the compiling bills with interest. With years of experience, we strive for excellence in our practice and always seek the results that our clients are looking for. When you turn to Darrell Castle & Associates, PLLP for chapter 7 bankruptcy help, you can benefit from:
You will be more than a client – Our lawyers take extra time to get to know you and your personal and financial situation. You will be welcomed into our office and treated with the respect that you deserve.
We Are Available – Our bankruptcy lawyers will be ready to make time whenever you might need it most. We will answer your questions, address your concerns, and let you know what is going on. Communication typically takes place via email, text, phone calls, or in-office appointments.
High Success Rate – We have filed numerous chapter 7 bankruptcies throughout the Memphis area. Our success rate is extremely high and when the court has denied bankruptcy, there are often underlying factors involved including misinformation. In this situation, we will discuss additional options with our clients.
Diverse Expertise – Each bankruptcy attorney Memphis professionals recommend from our firm is well versed in financial related legal work including debt relief, bankruptcy, and business law. Not only are we ready to resolve your debt, we may be able to help you make financial decisions that will benefit you now and in the future.
We Are Ethical – At Darrell Castle & Associates, PLLP, we strictly adhere to, and honor, the rules of professional conduct as laid out by the state of Tennessee.
If you would like to know more about our chapter 7 bankruptcy lawyers, please call us today.
Qualifying for Chapter 7 Bankruptcy in Memphis
To qualify for chapter 7, you must meet specific requirements as laid out by every state. In general, passing a means test will be the first step. This test essentially evaluates your total net income over a six month period of time. If the test indicates you have little to no disposable income, you may qualify for chapter 7 bankruptcy. This can only be done every eight years so it is important you weigh out your options with a bankruptcy attorney Memphis families depend on before going through the entire process.
How Chapter 7 Bankruptcy Works
By working with a bankruptcy attorney in Memphis, you can save time and money in the long run. Typically it will take a good law firm between three and four months to discharge your petition. Before a lawyer files for you, you may be required to participate in debt counseling. This is very simple and helps you to gain an understanding of what you can expect after you file; most notably how chapter 7 will affect your ability to take out a loan or credit card. A lawyer will further explain this process to you during a free and confidential consultation.
Contact a Bankruptcy Attorney Memphis Clients Recommend for Chapter 7 Help
If you think you would benefit from chapter 7 bankruptcy, lawyers at Darrell Castle & Associates, PLLP are ready to talk to you about your situation and the process that may ensue. For a consultation with a bankruptcy attorney Memphis provides, please call 901-327-2100.