Stop Wage Garnishment Memphis TNHow to Stop Wage Garnishment in Memphis

When you can’t afford to pay your bills, you definitely can’t afford to lose 25% of your paycheck. But fortunately, you can stop wage garnishment in Memphis, no money down.

Wage garnishment takes as much as a quarter of your income straight from your paycheck to cover your debts. It can include high fees and interest, so you pay even more than you actually owe. Some wage garnishments can last for years.

But bankruptcy stops wage garnishment immediately. In fact, bankruptcy is one of the only ways to stop wage garnishment, because it has the power of federal law behind it.

At our Memphis bankruptcy firm, you can stop wage garnishment with no money down. We offer a program to help you file now and pay later through a repayment plan.

Tips for Dealing with Wage Garnishment

Having money automatically taken from your paycheck due to wage garnishment can be financially devastating and revoke your right to your own money that you worked hard to earn, and you may have to fight to stop wage garnishment in Memphis. Depending on the details of your circumstances, you may have legal options to pursue in order to keep the entirety of your paycheck every month. If you almost dread payday because you know you will be losing money that you worked hard for, don’t wait to speak with a wage garnishment lawyer about what options you may have. Call us today to schedule a consultation.

  • Don’t Ignore the Notices
    If you have received any notices from your employer, the IRS, or another government agency, do not ignore it. This means that it is time to talk with a lawyer and take action. They will likely move forward with the garnishment if you do nothing, and you won’t know your options until you talk with a lawyer. Doing nothing will NOT make it go away, make sure to take the notices seriously.
  • Consider a Payment Plan
    Before the extreme measure of wage garnishment is taken to pay your debts, you may be given the option to create a payment plan. This could be an option for you to consider because it will allow you to keep control of your money and finances while also taking action to get out from under this debt.
  • Bankruptcy Could Help
    For many people bankruptcy is considered the worst possible thing when it comes to finances, but that is not always the case. Bankruptcy can actually be beneficial for some people when they find themselves in a difficult financial situation that they can’t seem to get ahead of. Bankruptcy could help you restructure your personal finances, but it is wise to speak with a bankruptcy or wage garnishment lawyer before you make any decisions so that you can know what all will be involved before moving forward. 
  • Work with a Lawyer
    For any type of legal situation, it is recommended that you work with a lawyer who is experienced in that particular type of law, and the same is true for legal situations like wage garnishment and bankruptcy. When you need to stop wage garnishment in Memphis, do yourself a favor and find a trustworthy lawyer to provide you with the legal guidance necessary.

How a Lawyer Can Help

Losing some of your paycheck to wage garnishment could lead you to financial ruin, but it may be difficult to put a stop to it on your own. A lawyer who is experienced in the legal system can help you with Memphis wage garnishment and keep your money in your wallet where it belongs. Don’t hesitate to get one of our lawyers from Darrel Castle & Associates working for you and defending you and your right to your paycheck. There is no need to wait to give us a call to schedule a consultation to discuss your particular situation and the details of your legal needs. Call us today!

So why waste your paycheck when you can stop it with no money down?

Our attorneys take wage garnishment very seriously. We can help you stop a garnishment or prevent it before it starts. Contact us online or call (901) 327-2100 today to discuss your situation, free of charge.

More info: