When you are deep in the throes of debt, many things seem impossible: The house you’ve always dreamt of owning. The ability to save money, invest, or take risks. The freedom to build your future. Perhaps worst of all, a clean slate seems utterly unimaginable — many people debilitated by debt believe it’s impossible to turn their lives around.

I’ve seen again and again that bankruptcy is a way out. It stops the devastation of debt in its tracks and offers the second chance that once seemed impossible. I’m saying that not only as a bankruptcy lawyer, but also as a father, husband, and friend. My wife and I keep in touch with many of my clients, and I’ve watched bankruptcy save homes and families and heal broken relationships. I believe many more people facing debt could benefit from bankruptcy and rebuild if they only knew more about it, which is why I wrote The Life-Changing Power of Bankruptcy.

The book, available soon on Amazon for $8.99, will walk you through the bankruptcy process and answer some of the most common questions I’ve been asked throughout my 30 years as a Memphis bankruptcy lawyer. I wrote it to offer guidance for anyone struggling with debt, including if you’re:

  • Single parents
  • Recently unemployed
  • Divorced
  • Overloaded in credit card bills
  • Attending school
  • Chronically ill
  • Facing retirement
  • And more

I understand how daunting it may feel to file for bankruptcy. It’s a big decision, one that requires a drive and a willingness to make immediate sacrifices for the long term. It’s okay if you’re not quite ready to take the step. In fact, another reason I’ve written The Life-Changing Power of Bankruptcy is to share the stories of other people who have been in your shoes and found the strength to start anew. I hope that their stories allow you to discover that you have the same strength.

Bankruptcy is a step-by-step process, and it won’t fix everything overnight. But believe me, with time, it truly has the power to change lives.

Getting Help in Hard Times

If you have questions or want to know more about filing for bankruptcy, I’m happy to help. Our Memphis bankruptcy attorneys are known for our compassion — and results — and we’re here for you. Call 901-327-2100 or contact me online to start the conversation.