Bankruptcy Lawyer Bartlett, TN

Bankruptcy Lawyer Bartlett, TN

If you are considering filing for bankruptcy, a bankruptcy lawyer Bartlett, TN residents may be able to provide assistance. Bankruptcy is a complex process, and you want someone knowledgeable and experienced on your side. Here are a few important things to remember before your initial meeting with your lawyer.

Get Organized

Before your meeting with your bankruptcy lawyer, gather all the paperwork you need to bring with you, such as tax returns, income documentation, mortgage statements, and bank account statements. These documents will help your lawyer get a clearer picture of your financial situation.

Be Prepared to Answer Questions

During your initial consultation with a bankruptcy lawyer, he or she will have many questions about your financial and debt situation. You may feel uncomfortable answering some of these questions first, but it’s necessary to give your lawyer the right information. Remember that your lawyer is there to help you, not judge you.

Prepare Your Own Questions

At the initial meeting, your bankruptcy lawyer in Bartlett, TN shouldn’t be the only person asking questions. It’s equally as important for you to ask questions to find out information about your lawyer’s skills and experience. Here are a few questions you may want to ask:

  • How many bankruptcy cases do you handle a year?
  • Where did you attend law school?
  • What are the strengths and weaknesses in my case?
  • Do you think I should file Chapter 7 or Chapter 13 bankruptcy?
  • How long do you think my case will take to complete?
  • What is the best way to reach you?
  • What are your fees?

Don’t Hesitate to Take Notes

During your initial meeting, your bankruptcy lawyer may throw a lot of information your way. To avoid forgetting everything your lawyer tells you, bring a notepad and pen with you to your meeting.

Trust Your Gut Feeling

It’s not enough for your bankruptcy lawyer to be skilled and experienced. You also have to trust this person and feel comfortable communicating with him or her. For example, if your lawyer has trouble giving you complete answers to your questions and doesn’t seem interested, you may get a bad feeling. In this situation, it may be best to move onto someone else.

Know That You Don’t Have to Make Your Decision Immediately

Filing bankruptcy is a big deal, so you shouldn’t rush your decision. Don’t feel pressured to make a decision at the end of your meeting with your lawyer. Take some time to review what your lawyer told you and determine if bankruptcy is still the right option.

Schedule a consultation at Darrell Castle & Associates. Our bankruptcy attorneys are known for their compassion, hard work, and results.

Benefits of Hiring a Bankruptcy Lawyer

If you are considering filing for bankruptcy, you may wonder if it’s necessary to hire a bankruptcy lawyer in Bartlett, TN. Although you’re not required to work with a lawyer, it’s in your best interest. Here are some benefits of working with a bankruptcy lawyer.

  • Educate You About Your Options: Determining whether or not bankruptcy is the right option for you can be tricky. A qualified bankruptcy lawyer can review your case and let you know if you’re a good candidate for bankruptcy. If you are, he or she will then help you choose between Chapter 7 and Chapter 13 bankruptcy. Chapter 7 discharges most of your unsecured debts while Chapter 13 requires a repayment plan. 
  • Assist with the Paperwork: When you file for bankruptcy, you’ll be required to fill out a lot of paperwork. These documents may include complex legal terminology that you don’t understand. If you make an error on the paperwork, it could delay your entire case. An experienced bankruptcy lawyer understands all of the terminology in the paperwork and will help you fill it out accurately and in a timely manner.
  • Understand What to Expect: If you’ve never been through bankruptcy, you probably don’t know what to expect. A bankruptcy lawyer in Bartlett, TN can educate you about the process and the types of things you should expect. For example, your lawyer may tell you about the debts you can and can’t discharge and how bankruptcy can have an impact on your credit rating.
  • Stop Calls from Creditors: When you’re behind on your bills, your creditors will likely call you each day demanding payment. This can definitely add to your stress. Once you file for bankruptcy, an automatic stay will be issued and your creditors will have to stop contacting you. However, some creditors don’t follow this rule and may still try to contact you. An experienced bankruptcy lawyer in Bartlett, TN will put a stop to this.
  • Save Time: Bankruptcy is a complex process. If you opt to go through it alone, you may spend countless hours researching information about bankruptcy and waste precious time. A skilled bankruptcy lawyer knows the ins and outs of the process and can help you get through it faster.
  • Give You a Peace of Mind: Going through bankruptcy can be a scary process. If you have a skilled bankruptcy lawyer on your side, you will have a peace of mind that everything will turn out just fine.

Schedule a consultation at Darrell Castle & Associates. Our bankruptcy attorneys are known for their compassion, hard work, and results.