Why Repossessions Are Surging Right Now You might be seeing stories about more cars being repossessed or worried it could happen to you. It’s true: there’s a serious rise in repossessions right now. And we’re definitely seeing it in our hometown of Memphis. There are several reasons behind it. As a bankruptcy lawyer, I can help you understand what’s going on and what you can do if you’re at risk. Rising Auto Loan Defaults and Delinquencies One of the biggest reasons repo numbers are up is because more people are falling behind on their car payments. Auto loan debt in the U.S. now exceeds $1.66 trillion, and defaults are rising across all credit levels – not just among subprime borrowers.
How Truck Accidents Differ in At-Fault vs. No-Fault States If you drive in Tennessee, you may be surprised to learn that it’s an at-fault state. But what does that mean? And how do car or truck accidents and at-fault state laws impact each other? The type of state you live in—at-fault or no-fault—can make a big difference in how your personal injury claim works. As a truck accident lawyer with multiple awards for client satisfaction, I’ve helped people on both sides of the line, and I want you to understand how the system in your state affects your case. What’s the Difference Between At-Fault and No-Fault? At-Fault States (like Tennessee) In an at-fault state, the driver who caused the accident
Why Symptom Journals Can Be the Secret Weapon in Your SSDI Claim When you’re applying for disability, a symptoms journal for SSDI can make all the difference. Perhaps you’ve already experienced this: so many people might be tempted to write you off or not believe your injuries are as bad as you claim. Sometimes even doctors will minimize the impact. But you know the truth, and you have the best insight into how your health problems affect your work life. The SSA doesn’t just want to know you have a medical condition. They also need to understand how it actually affects your ability to work, and for that they need evidence. That’s why this simple tool can become your secret
The Cost of Living and Bankruptcy: What You Need to Know Everywhere you turn, it seems like things cost more than they used to, from groceries to rent, gas, even basic household items. And over time, you may feel stressed and out of options. That’s why bankruptcy and the cost of living often impact each other. For many families in Memphis and across the country, the rising cost of living is becoming more than just frustrating – it’s becoming unmanageable. And while politicians argue back and forth about it, real families suffer in the crossfire. If you’re finding it harder to pay the bills or keep up with debt payments, you’re not alone. The cost of living crisis is real,
Can a Government Shutdown Affect Your SSDI Benefits? If you’re relying on Social Security Disability Insurance (SSDI), the idea of a government shutdown can be scary. And there’s a lot of uncertainty around a government shutdown and disability benefits. You might wonder, “Will I still get my checks? Will my application get stuck?” The good news is that your SSDI payments should be among the least affected parts of a shutdown. But there can be complications – especially if you’re applying, appealing, or dealing with administrative matters. So let’s break it down. Why SSDI Checks Usually Continue During a Shutdown SSDI is funded through mandatory spending, not through the annual budget bills that fund most federal programs. Because of that,
Wrongful Death Caused by Fire: Who’s Liable? When a fire turns deadly, the heartbreak can be overwhelming – especially if it could have been prevented. Wrongful death from fire can take everything and makes it difficult to find closure or heal. If you’ve lost a loved one in a fire and you believe someone’s negligence played a role, you may have a wrongful death claim. This kind of lawsuit helps families get justice when a death is caused by someone else’s failure to act responsibly. Over decades, our firm has represented countless wrongful death clients, and won. Here’s what you need to know about this specific type of case. When Is a Fire Considered Wrongful Death? Not every fatal fire
What Is Willful Deprivation, and How Does It Happen in Nursing Homes? Willful deprivation in a nursing home happens when residents are deliberately denied basic needs. It can result in pain, illness, and even death. And sadly, it happens far more often than you might think. As a Memphis nursing home abuse lawyer, I want to help you understand what willful deprivation is, how to recognize it, and what legal options are available if it happens to someone you care about. What Does “Willful Deprivation” Mean? Willful deprivation happens when a caregiver intentionally denies a resident the things they need for their health and well-being. This can include: Food or water Medication or medical treatment Personal hygiene care Use of
The Best Time for Chapter 7 If you’re drowning in debt, getting constant calls from creditors, or falling behind on your bills, you may be asking yourself when is the best time to file for Chapter 7 bankruptcy? Would it be wise to file right now? Or should you wait? As a Memphis bankruptcy lawyer, I’ve worked with hundreds of people in your shoes. And I can tell you this: timing matters. Filing too soon or waiting too long can impact your eligibility, your ability to protect your property, and how much relief you actually get. So let’s break down how to know when it’s the best time to file. What Is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a
Can You Get SSDI for Endometriosis or PMDD? Living with endometriosis or premenstrual dysphoric disorder (PMDD) can feel overwhelming. And if your symptoms have made it impossible to keep steady work, you may be asking if you can get SSDI for endometriosis or PMDD. These conditions are often dismissed or misunderstood, even though they can cause severe pain, fatigue, depression, and difficulty functioning day to day. And the disability system works in a very rigid way, which means commonly misunderstood illnesses come with special challenges. So the answer is yes, it’s possible. But just like everything else on your health journey, it’s not easy. Why Endometriosis and PMDD Are Hard to Prove for SSDI The Social Security Administration (SSA) doesn’t
The Impact of Medical Malpractice on Your Health Insurance If you’ve been hurt because of medical malpractice, you may have found it impacted your finances. Medical malpractice and health insurance can sometimes impact each other and make things even more complicated. As a Memphis medical malpractice lawyer, I’ve seen how an injury caused by a doctor’s mistake doesn’t just affect your health. We make it our job to help you recover what you need, both physically and financially. And here’s what you need to know about medical malpractice and health insurance. How Medical Malpractice Affects Your Medical Bills After a botched procedure or harmful mistake, you’ll likely need additional treatment to correct the damage. This can include: More doctor visits