Tax Season is a stressful time for many. But did you know if you’re one of the fortunate people expecting a tax refund this year, you could use it to get out of debt permanently? I know many folks use their refund to pay down credit cards or medical bills. But as a Memphis bankruptcy claim attorney, I can tell you that with bankruptcy you can achieve lasting relief from debt, not just a temporary holdover. Here are four reasons why using your tax refund to file for bankruptcy could be the choice that changes your life for the better. 1. No more harassing calls from creditors. Unfortunately, if you’re behind on your bills, creditors are empowered by law to
Sadly, the pandemic is far from over. With stimulus checks long gone and prices surging, many Americans have no choice but to turn to credit cards and payday loans to make ends meet. As a debt lawyer Memphis depends on, I know debt is difficult to endure even without a pandemic. Coupled together, it can make folks feel downright hopeless. Thankfully there’s a way out of the pandemic debt spiral with bankruptcy. Bankruptcy is a time-tested solution that’s helped people for generations. Bankruptcy’s potential to offer hope and much needed financial relief is particularly vital right now. Rising debt isn’t due to irresponsibility, it’s a national crisis. As consumers suddenly pay more for everything from groceries to gasoline, household income can’t
When a victim suffers an injury in an accident caused by another party’s negligence, Tennessee law allows that victim to pursue a personal injury claim or lawsuit against that party. Depending on the extent of the injuries, the victim may end up with overwhelming financial difficulties. A lawsuit allows the victim to recover damages for all the expenses they have sustained from the injuries. A personal injury lawyer in Memphis, TN can explain what your legal options are and help you get the compensation you may be entitled to. Who is liable for an accident victim’s medical expenses? One of the largest damages financially a victim may have are all the medical expenses that have been incurred to treat their
Personal Injury Lawyer When you are injured in an accident, the impact it can have on your overall life can be overwhelming. Not only are you forced to deal with the physical pain and limits the injury has on your life, but you may also be facing significant financial strain. One moment life is normal and the next, you are in a hospital, facing surgery, rehabilitation, and months of recovery, leaving you unable to work or earn an income. If you find yourself in this situation, Tennessee law allows victims to recover financial compensation from the at-fault party who caused the accident. A personal injury lawyer Memphis, TN residents recommend, can help you pursue those damages. Who Pays My Medical
Whether it’s a toy, car, or household object, as a consumer you expect the products that you buy to be safe to use. Unfortunately, as a product liability attorney TN trusts, I know this isn’t always the case. Poorly designed and manufactured items harm thousands of Americans every year. Sadly, it’s not even necessarily the products themselves that are dangerous. Rather, it’s potential defects that can turn useful devices into hazardous ones. If you have been injured by a defective product, you likely have many questions about what you should do next and what your rights are. To help, I’ve put together answers to some of the most frequently asked questions regarding product liability. What Is Product Liability? Firstly, product liability is
As a Chapter 13 bankruptcy attorney in Memphis for over 30 years, I want to assure you, if you’re considering bankruptcy, you’re not alone. Due in part to unemployment going up as a result of the pandemic, the total U.S. consumer debt balance grew by $800 billion. The average American now carries $90,460 in debt, according to a 2021 CNBC report. Filing for bankruptcy can help you get out from under crushing debt. It can also allow you to build a better financial future for you and your family. But the type of bankruptcy you can file for depends on your specific situation. For example, if you’re behind on mortgage or car payments, a Chapter 13 might be right for you. What
If you are a small business owner and you are trying to figure out how to navigate an intellectual property concern, it is critically important to connect with an experienced attorney as soon as you can. “Woah,” you may be thinking, “I’m concerned but I’m not THAT concerned.” The instinct to hold off on meeting with an attorney before you absolutely must is understandable. You want to make sure that your profits are used wisely, which is an admirable goal. With that said, it is vital to avoid a decision that may prove to be “penny wise, pound foolish.” Meaning, that avoiding legal fees today may cost you and your business dearly down the line. One of the reasons why
As a workers’ comp lawyer TN relies on, I know when a workers’ compensation claim is denied it leaves people in an unpredictable and difficult situation. If you’re denied compensation for your injury it not only puts you, but your whole family, at risk. That being said, having a workers’ compensation claim denied is more common than people think. If your claim was denied, don’t worry. You still have options. Here are some of the most common reasons workers’ compensation claims are denied and what to do next. Reasons workers’ compensations claims are denied Figuring out why your claim was denied can help you figure out what to do when you appeal the decision. You could be denied for simply
Nursing Home Injury Lawyer Victims of nursing home abuse have a right to seek legal help from an experienced lawyer, as a nursing home injury lawyer who provides quality legal assistance to clients can explain. As a nursing home injury lawyer can tell you, it’s not too late to seek help if you believe that your loved one was a victim of abuse at a nursing home facility. Nursing home injuries that patients often experience may indicate that abuse has occurred. You can learn about the most common type of nursing home injuries that many victims experience. Bed Sores A common type of injury that is often seen among nursing home abuse victims are bed sores, or pressure sores. They
Car accidents happen in a variety of ways, often when you least expect it. From fender benders, to high-speed head-on collisions, the scenarios are almost endless. One of the most common kinds of car accidents are rear-end collisions. Most folks think determining fault in a rear-end accident is pretty straightforward. But as a car accident TN attorney, I can tell you that’s not always the case. If you find yourself in this situation, whether you’re the driver in the front or back (or even the middle), it’s important to know how to determine fault in a rear-end collision. The rear driver in a rear-end accident is not always at fault. Liability in a rear-end collision is not automatic. Something that often