Debt happens to the best of us. Maybe you lost a job due to the pandemic and are relying on credit cards to keep the lights on. Or maybe you had an unexpected medical emergency that landed you in a mountain of bills you can’t pay off. As a wage garnishment lawyer TN has relied on for over 30 years, I know it’s easy for just about anyone to fall behind on payments. It’s nothing to be ashamed of. Unfortunately, debt is a self-perpetuating cycle that is next to impossible to get out of on your own. Wage garnishment, in particular, can make you feel like you have nowhere to turn. Fortunately, there’s a way out. What is wage garnishment? Wage
In this post-pandemic climate, many Americans are struggling with their mental health while also trying to make ends meet. According to The World Economic Forum, an average of 45% of adults globally say their mental and emotional health has worsened since the beginning of the pandemic. As a Tennessee SSDI lawyer, I know how severely mental illness can affect a person’s ability to succeed in the workplace. Which is why now, more than ever, SSDI can be a critical lifeline for folks who are struggling with a mental condition. If you are one of the millions of Americans who are living with a mental health condition that limits your ability to perform daily tasks and prevents you from working, you
Post-Traumatic Stress and Motorcycle Accidents When most people think of motorcycles, they think of the joy of wind in their hair as they zip down an open road. But as a motorcycle accident lawyer TN trusts, I know motorcycles also come with unseen dangers. Motorcyclists have less protection than other drivers, so they’re more likely to suffer serious injuries like head trauma and bone fractures. However, not all motorcycle accident injuries are physical. Many people also suffer psychological and emotional injuries after a motorcycle accident. A study from the National Institute of Mental Health found 39.2% of people involved in a serious vehicle accident had PTSD. Of the 39.2% with PTSD symptoms, 53% also met the criteria for major depression. When you
Foreclosure is one of the scariest situations a homeowner can face. But unfortunately, it’s not uncommon. As a Memphis Foreclosure lawyer I’ve met many hard-working folks who fell behind on their mortgage payments through no fault of their own. Whether it’s a lost job, or an unexpected medical emergency, even the most responsible person can face losing their home. Thankfully, there’s a simple solution to avoid foreclosure completely: bankruptcy. What is foreclosure? Typically, a foreclosure begins after a homeowner falls behind on mortgage payments. In Tennessee, the foreclosure process doesn’t require a court hearing. This means that, once you fail to make a payment, the creditor can serve a notice of foreclosure by mail or phone. It is a terrible
With September being National Spinal Cord Injury Awareness Month, it’s the perfect time to call attention to this devastating injury. As a Memphis spinal cord injury lawyer, I know spinal cord injuries are some of the worst injuries a person can suffer. From whiplash to severe conditions like paralysis, spinal cord injuries can be a life altering occurrence for you and your family. Over 17,000 people in the US suffer a spinal cord injury, or SCI, each year. With approximately 291,000 Americans living with an SCI. If you or someone you love suffered a spinal cord injury, you may be due compensation for your pain and suffering. Read below to find out more about the devastation of SCIs and how
Divorce is a stressful process that can affect your life more than you ever imagined. If bankruptcy is piled on top of that, things can quickly become overwhelming. But as a divorce and bankruptcy lawyer TN trusts, I know bankruptcy and divorce often go hand-in-hand. In fact, divorce is one of the leading causes of bankruptcy filing in America. If you and your soon-to-be ex-spouse find yourselves facing both divorce and bankruptcy, don’t despair. You can get through it with the right help. But before filing for either, here are some important facts you need to know: Which to File First: Bankruptcy or Divorce The answer to this question is different depending on your unique set of circumstances. Whether you
Fall is a time for new beginnings. As children go back to school and the leaves change, most of us turn our thoughts away from summer fun and back to life’s responsibilities. As a bankruptcy Memphis TN lawyer, I believe the time is always right to set a new financial intention. But some times of year are especially great moments to reflect and lay the foundation for a fresh start. Autumn is one of them. Maybe you have summer vacation debt piling up, or are overwhelmed with your kids’ back to school costs, or can already feel the financial weight of the holiday season quickly approaching. Whatever your financial stresses are, if you cannot manage your debt, get a fresh
Generally, people love their doctors. I love mine. But as a medical malpractice lawyer TN trusts, I know even good doctors make errors. Medical malpractice happens when a medical professional – including a doctor, surgeon, pharmacist, nurse, anesthesiologist, or hospital – fails to meet the standards of care. And sadly, medical error is responsible for 10% of all U.S. deaths. If you or someone you love is thinking of filing a medical malpractice claim, you may be wondering if you need to get a lawyer involved. I can tell you from experience, this area of law is highly specialized and medical malpractice cases are almost always complicated. Here are 5 Reasons to Hire a Medical Malpractice Lawyer TN relies on. 1.
As a product liability lawyer TN trusts, I know faulty products cause a great deal of harm to many Americans. Even though federal laws exist to protect consumers, faulty products still cause deaths, injury, and property damage. According to the Consumer Products Safety Commission, consumer products cause more than $1 trillion in damage every year. In some cases, manufacturers actually know a product is defective and still fail to report it to the CPSC. I am not trying to scare you. I’m telling you this for the safety of you and your family. In most cases, it’s not a product itself that is dangerous. Rather, it’s the potential product defects that can turn a useful device into a hazardous one.
It happens to the best of us: an emergency, a lost job, a medical crisis. Suddenly you’re overwhelmed with bills and you have no choice but to turn to your credit card, leaving your credit score in shambles. As a bankruptcy Tennessee attorney, I meet folks everyday who could benefit from the debt relief bankruptcy offers, but who are afraid that filing will negatively impact their credit score. In fact, many Americans believe the only way to improve their low credit score is to pay off all their debt. But what can you do if that’s impossible? How bankruptcy can help your credit I’m here to tell you that it’s a myth that bankruptcy destroys your credit. Sure, that may