Debt Happens to Good People. As a wage garnishment lawyer Memphis trusts, I’ve been helping folks with wage garnishment for more than thirty years. Debt can, and does, happen to the best of us. I’ve seen all kinds of good people struggle mightily with debt that is no fault of their own. Medical emergencies can produce enormous bills. Getting an education can mean being saddled with student loan debt for years. Losing a job to the coronavirus pandemic can mean relying on credit cards. The worst part is that debt is a self-perpetuating cycle. It is often impossible to get out of on your own. Wage garnishment, in particular, can feel like quicksand. What Is Wage Garnishment? Wage garnishment is
Social Security Disability Insurance Has Been Updated Social Security Disability Insurance (SSDI) is a federal insurance program designed by the United States government to help people who can’t work anymore because of injury or disability. SSDI is funded by the taxes you and your employer pay every time you get paid. Usually, you’ll see this deduction listed as Social Security Tax on your paycheck. In short, SSDI is an insurance policy that you pay into now that you can later draw from if you become medically unable to work in the future. Unfortunately, it’s not as simple as just contributing money. In order to receive SSDI, you have to pay into it by earning enough income credits within a certain
Personal Injury FAQs After you’ve suffered an injury, you may have a lot of questions. You might be wondering: what do I do right after an accident? Should I file a claim? How do I prove it was someone else’s fault? Do I need a lawyer? It’s important to understand what a personal injury is and when you need a lawyer to help you. This is because filing a claim can help get you the compensation you need while making a recovery from your accident. So today, I’ve compiled a list of personal injury FAQs that I hope will empower you in your personal injury case. What Is a Personal Injury Lawsuit? When someone else has verbally or physically harmed
Personal Injury Lawyer There are several different types of buses, including municipal transit, tour buses, airport shuttles, and school buses. Each type serves a purpose, but they all have the intention of transporting a big group of people at one time to a specific destination. In fact, the Federal Motor Carrier Safety Administration (FMCSA) states that the term “bus” is defined as a vehicle that can transport nine or more people. Even though there are thousands of buses on the roadways across the United States, bus accidents are not actually very common. However, when they do occur, those who were riding the bus can still endure very serious injuries. What factors contribute to bus accidents? Most buses do not have
Personal Injury Lawyer One of the first things you may wonder while considering a personal injury lawsuit is how much the settlement might be. Knowing an average amount might give you an idea, but because each case is so unique, you should never base your decisions off an average. In one study, the average settlement amount was $52,900, while in another study, it ranged from $3,000 to $75,000. As you can see, these are drastically different and may not give you an accurate idea of what to expect. The following are some factors that may play a role in your settlement amount. How Severe Your Injuries Are As you might imagine, the worse the injury, the higher the settlement value.
Bankruptcy Lawyers For many people, the concept of bankruptcy is a scary but vague one; most people have a vague notion that filing for bankruptcy is a desperate act that usually involves a person losing all of their possessions. Movies and television shows are filled with dramatic scenes of rich people being dragged from their decadent, now repossessed, homes. All of these grim dramatics overlook one crucial idea behind American bankruptcy law: it is designed to help you. For those who are unable to pay their debts off, filing for bankruptcy can be a lifeline. If you are in dire financial straights, these are the things you need to know about how bankruptcy works. Who Can File Generally, anyone can
Grocery Stores are Notorious for Slip and Fall Accidents. As a TN personal injury lawyer who has helped clients for more than thirty years, I’ve seen every kind of slip and fall accident you can imagine. These kinds of accidents are serious, especially if you are a senior. I’ve seen clients with hip injuries, broken legs, and terrible bruises, who endure months of suffering after their accident. One of the most common places I see these injuries happen is somewhere we all go frequently: the grocery store. Watch Out for These Common Areas While Shopping. Not every part of the store poses as much risk while shopping as others. Stay alert when you find yourself shopping in any of these
Credit Card Debt Can Be Suffocating. As the leader of a team of the best bankruptcy lawyers TN respects, I’ve seen thousands of hard-working people feel suffocated by their credit card debt. Rising interest costs add to the stress of balances carried over from month to month, and suddenly making even the minimum payment seems impossible — or completely futile. You might feel like you’re drowning with no way out, and you may think you don’t have any options. But I’m here to tell you that you can get out of credit card debt permanently. Bankruptcy Is the Solution, Not the Problem. Bankruptcy was created as an escape from serious debt. Now, with millions of Americans out of work due to
Personal Injury Lawyer Being in a motorcycle accident often comes with serious consequences. You probably have extensive injuries, as well as damage to your bike. The good news is if the accident wasn’t your fault, you can file a claim with the other party’s insurance company to receive compensation. If that doesn’t pan out as you think it should, you could also file a lawsuit against the responsible party. The following are some things you should do to ensure you receive proper compensation. Call the Police Whether you feel your accident is considered an emergency or not, you should call the police. This ensures an official report is made, which is something that gives an unbiased account of what happened.
When the Eviction Moratorium Is Lifted, Millions of Americans Will Owe Back Rent All at Once. As a bankruptcy lawyer Tennessee residents have relied on for more than thirty years, I want to be frank about what to expect when the eviction moratorium is lifted. Evictions and foreclosures have been stopped for the rest of the year. When this protection stops, all that money (your mortgage or rent payments) will come due all at once. This is an overwhelming prospect for many. After all, if you can’t pay rent now, how can you pay multiple months of rent at the same time? Although Americans are currently protected, there may be a tidal wave of evictions and foreclosures once those protections