Getting Out of Debt from Hospital Bills
We have people in our office all the time looking to file bankruptcy after a long hospital stay. It makes sense: unfortunately in the US, even a few days in the hospital can create decades’ worth of debt.
If you don’t pay the bills, you can face some really harsh penalties. Our clients have experienced wage garnishment, lawsuits, and threatening and annoying phone calls – all for medical debt they had no control over in the first place.
You can try a few things to deal with hospital bills:
- Call the agency overseeing the collection and see if you can work out a payment plan.
- Talk with a debt management or debt settlement office.
- File bankruptcy.
The first two options may work for small debts. But long hospital stays sometimes cost a lot more than you can pay back in a reasonable amount of time. And bankruptcy is the only option that has the force of federal law behind it, which binds the creditors so they have to comply.
No one likes to imagine filing bankruptcy, especially over a medical issue you never wanted to experience in the first place. But the good news is that bankruptcy can solve a lot of problems for you, especially for huge debts. With bankruptcy, you can get rid of all of your debt, keep your assets, and even rebuild your credit.
Finding an Attorney for Bankruptcy After a Long Hospital Stay
Our firm helps our clients rebuild their lives. We’ve seen families go from immense debt to a new life of freedom. Many people who feared bankruptcy the most recovered physically and financially and got their lives back. It just takes the right attitude and a qualified, caring team.
If you need to file bankruptcy after a long hospital stay, contact me today. The conversation is free.