When you’re thinking about filing for bankruptcy, it is possible that you can file on your own. The problem with filing on your own is that you may not have the experience and knowledge necessary to ensure that you have a positive experience without mistakes. When you file independently, you are more likely to make mistakes or feel overwhelmed by the process. Instead of filing alone, here are three reasons why you should have a bankruptcy lawyer to help.

Full Case Examination

While you know your financial status better than anyone, a lawyer can help you dissect and analyze your financial situation. When filing for bankruptcy, it is important that you know the right type of bankruptcy to file. Your lawyer can walk you through your options while attempting to meet all your long-term goals. If there is any other possible resolution, you would benefit from hearing about it.

Help With Filing

If there are any mistakes with the documents that you file, the bankruptcy court can and will deny your case. This can be for a variety of small mistakes. Even the most innocent error can result in a dismissal or denial. You need to ensure that you file everything properly and then attend the meeting of the creditors in order for your bankruptcy to move without a hitch. To have an experienced lawyer at your side means that he or she will be able to navigate the process and ensure that there are no mistakes. He or she knows the technical aspects and will ensure that there are no harmful errors during the process.

Escape from Harassment

When you have debt, you may have creditors calling to harass you. This can be an extremely stressful time for you. If you file for bankruptcy, your attorney can ensure that those calls stop for the duration of your bankruptcy. An attorney will contact the creditors for you, so that you don’t have to deal with the stress of those phone calls.

Never underestimate how much a professional can help you. Bankruptcy can be a necessary tool to help you get on top of your finances. While you can technically file on your own, it is better if you have a lawyer that can lead you through the process and help you to ensure that there are no mistakes.