Hey there, I hope you’re having a terrible Monday.

For those who don’t know me, I’m Harassment Harry, the collection agent who hacks into Darrell Castle & Associates’ website.

Well, according to my Twitter feed, it’s finals week here in Memphis.  I love seeing all of the stress and bitterness seeping through all of your tweets!  It warms my heart during the ice storm aftermath with wind chills that resemble the age of an average college student.

Keep pulling your all-nighters.  The sleep deprivation could lead to bad financial decisions.  Then, I can pay you a visit.

The end of finals brings a happy time.  It’s time to renew your student loans!

Some of you may only take out enough student loans to pay your tuition.  That’s lame!  Take out a couple extra thousand to keep up with the cool guys!

Your laptop is looking a little “last year.”  Go buy yourself the newest MacBook Pro.  You made a B+ in ECON this semester, you deserve it!

But after you buy that, remember those professor rankings you read online about your new Philosophy instructor next semester – she doesn’t allow laptops in class.  That means you’ll need to buy a new iPad Mini so you can check your Facebook, excuse me, I mean “take notes,” during class.

Darrell Castle & Associates is going to tell you to be responsible with student loans and only borrow what you need.  Well that’s bologna!  Your school is offering you free money – you can easily pay it back after you graduate!

When Darrell Castle tells you stories of college graduates struggling to pay back their heavy student loan debt, don’t listen to him.  That’s them, this is YOU and you are invincible.

Darrell Castle & Associates will tell you that if you do fall behind on your student loan debt, then there’s help.  He will tell you that a Chapter 13 bankruptcy can allow you to delay or reduce your payment obligations.

But, you shouldn’t listen to him.  What does he know anyway?  Does he have the newest Apple technology?  No, but you do.

Keep borrowing student loans and don’t contact Darrell Castle & Associates!

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Harassment Harry is a collection agent and all-around mean guy. He works for the creditors to make sure you have as miserable a day as possible. He loves threatening people, ruining dinner, and making children cry. He hates Memphis in May, the Tigers, the Grizzlies, blues music, Gibson’s Donuts, and YOU.

At Darrell Castle & Associates, we care about you and want you to be debt free with the freedom to pursue your dreams. We specialize in helping you get out of debt as quickly as possible by filing the type of bankruptcy for you and your unique situation.

We want you to know that bankruptcy is nothing to be afraid of. If you have questions or are considering bankruptcy, contact us today at (901) 327-2100. For more information, visit us online.