By: Darrell Castle
Don’t lose the home you love to foreclosure!
This is YOUR home. This is your FAMILY’s home. Sure, you missed some payments, but even though you wished you didn’t, you have a good reason for that.
Life is hard. We can live as comfortable a life as we want and think we have it all figured out. And then life throws you a curveball. For some, that curveball is a sudden job loss. For others, it’s a severe illness that keeps you in the hospital. And those medical bills aren’t cheap!
Those unexpected life events result in the conclusion that you really didn’t have it all together.
Maybe you lost your job. Maybe your spouse got sick and had to spend a lot of time in the hospital, racking up medical bills and missing work. Or maybe you just made some spending mistakes that caught up with you.
Whatever your reason is for your debt and missed mortgage payments, you can fix it today. If you don’t want to lose your home, then stop the foreclosure now!
How a Chapter 13 bankruptcy can help
By filing for Chapter 13 bankruptcy, you can lump your debts – including your mortgage – into a 3-5 year AFFORDABLE repayment plan. By doing so, you’ll start to make small payments on your debt…and keep your home!
And then after your repayment period is up – if you’ve made all of your payments on time – then the rest of the debt is discharged, you’ve kept your house and you’re current on your mortgage!
Life After Bankruptcy
Not only is your debt gone and you’ve kept your house, but you now have a clean financial state. You’ve created a fresh start! You can now use this fresh start to re-establish your finances.
We Can Help
At Darrell Castle & Associates, we not only help our clients get out of debt through bankruptcy, but we provide them with the tools to succeed after. For example – our clients get free access to 7 Steps to a 720.
If you missed mortgage payments, then your credit wasn’t good before your bankruptcy. But with your new clean slate and 7 Steps to a 720, you can improve your credit score to an A+ rating in a short amount of time. This online course teaches you the tips and tricks – the ones the banks don’t want you to know – about how to rebuild your credit score.
This is one of the many reasons why our detailed and responsive team has received multiple Client Distinction Awards from Martindale-Hubbell for client satisfaction.
How to Get in Touch With Us
If you’re struggling with debt and want to talk to someone experienced about your options, then our FREE bankruptcy consultation is perfect for you.
You can call (901) 327-2100 today to schedule your appointment. Or you can fill out the form to the right of this page to have someone from our office contact YOU.