By: Darrell Castle

Bankruptcy presents a great opportunity for people in debt to start the new year right.

Many people in debt just need a fresh start. Many of those people find themselves in debt due to a sudden job loss, an unexpected emergency or a bad financial decision they just weren’t prepared for. However, many of those people don’t realize they’re allowed to have a fresh start and don’t have to live enslaved to that debt.

Not only is debt financially draining, but it’s also emotionally and physically draining. Living day in and day out worrying about how you’re going to pay your bills and get back on your feet financially can take a toll on a person. Living in debt is not a healthy lifestyle.

If you’ve lived your 2014 in the unhealthy pits of debt, 2015 can be different. You just need to take the first step.

That first step is as simple as picking up the phone and dialing (901) 327-2100 to schedule an appointment with an experienced bankruptcy attorney.

You may not want to file bankruptcy. You might not think it’s for you. You may be scared to talk to someone about your finances. Heck, you may even be scared to know what your finances truly look like.

However, if you’re struggling financially, our FREE financial consultation is perfect for you. You’’ll sit down with an experienced attorney who will examine your finances. You’ll tell that attorney your story and that attorney will discuss your options with you.

At Darrell Castle & Associates, we’ve helped clients for decades get out of debt through bankruptcy, and we’re pretty good at it. We have our clients’ best interest at heart, which is why we’ve received multiple Client Distinction Awards from Martindale-Hubbel.

What can a bankruptcy do for you?

Well, by filing for bankruptcy, you can discharge your dischargeable debts through a Chapter 7, or lump your debts into an affordable repayment plan through a Chapter 13. Then, once the bankruptcy process is complete, you have a clean slate and a fresh start financially.

And people often don’t realize that a bankruptcy presents a unique opportunity to rebuild their credit score to a desired rating. We help with that by providing our clients free access to 7 Steps to a 720, an online course teaching users how to re-establish and rebuild their credit score after a bankruptcy.

If you’re in debt and just can’t pay it, start your 2015 off right by meeting with an experienced bankruptcy attorney. At the least, you’ll get an honest look at your finances and where you really stand.

Call (901) 327-2100 to schedule your appointment today, or fill out one of the contact forms on this page to have someone contact YOU.