If you’ve suffered serious injuries from an accident caused by another party, a personal injury claim can help you obtain compensation. But even if you win a fair settlement, you probably already have hefty medical bills and expenses backed up. Especially if you are out of work from the injury, it can be nearly impossible to cover these costs without your settlement money. Below are some options to consider if you are faced with medical bills and payments before you have received your settlement.

Lawsuit Loan

If you have a strong case that is likely to result in a settlement, there are lenders that can help cover your medical bills unto you receive the settlement money. In such case, you would be able to take out a lawsuit loan. That’s a cash advance you can pay back once you receive the settlement money. In most cases, your personal injury attorney will have to verify with the lender the likelihood of winning the case. As a personal injury lawyer, I don’t usually recommend these loans for a variety of reasons, but I’m happy to talk with you about it.

Out-of-Court Settlement

If you face financial struggles in the wake of a personal injury accident, it’s important to seek the proper guidance of an attorney. The best chance at speeding up the process is to avoid court and get the company to offer a fair settlement. An experienced personal injury attorney should have the skills to negotiate a settlement with the at-fault party’s insurance company in a timely manner. They can also help you decide whether to accept the settlement offer.


If your injuries leave you unable to work, you may qualify for disability and other related federal and state benefits. Your doctor can provide the necessary documentation. They will need to verify your injuries and how long you’ve had them. They also need to confirm the length of time your injuries will prevent you from working. Disability benefits can really help. Our attorneys handle disability claims, so contact us if you have questions.

Peer-To-Peer Fundraising

Many people, especially peers, are often sympathetic to accident victims who experience physical and financial struggles. There are fundraising websites available that allow you to apply for peer-to-peer loans or funds. You can share your story on the website in the hopes that your group of peers will provide financial help needed for your task. For the best chance of success, do a little research in advance on building a successful crowdsourcing campaign.

Selling Belongings

If you face hefty bills but find yourself running out of options, you may want to consider selling belongings that you don’t need. Friends and family members can help you decide what you don’t need and how much you should sell. Yard sales offer quick cash but may not make you the most money. Other options like online auctions or for-sale sites can get the highest payment for your belongings.

Hire a Personal Injury Lawyer

A personal injury lawyer can help you determine how best to take care of bills and expenses until you receive your settlement. Our attorneys handle personal injury cases with care, and we’re also highly experienced in disability and bankruptcy law. That means we know a lot about paying your bills and how to make it all work.

Contact us today at 901-327-2100 to get started. The conversation is free.