An injury on the job can not only put your life on hold, but also put your financial security at risk. Many people who are dependent on a constant stream of income may be at risk of losing health insurance, benefits, or their home if they are put out of work. To obtain compensation, workers’ compensation is offered to employees and is a requirement in all states. However, many companies make it difficult to get a claim approved. A workers’ compensation lawyer such as one from Hurwitz, Whitcher & Molloy, Attorneys at Law can help you if your claim was denied. Getting denied is more common than people think. Here are some of the most common reasons why your workers compensation claim was denied.
Your Made a Mistake on your Application
Simple application errors are easy mistakes that you can make when you are filing for workers’ compensation. Numerical errors, grammatical errors, putting the wrong contact information, reporting the wrong injury, and other mistakes can result in your application getting denied. To prevent this, make sure to double check your entire application and have professionals such as a lawyer review your forms before you submit them.
Your Injury Occurred Outside of Work
In many cases, your employer’s insurance company may claim that your injury occurred outside of the workplace. To prove that your injury did occur at work, talk to any witnesses who may have been present at the time of the accident and obtain their statement. Look for any security footage that may have captured the accident. If you are not able to obtain concrete evidence, it is beneficial to hire a lawyer who can assist you.
Your Injury Was Caused By Pre-Existing Conditions
A common argument that insurance companies will use is to say that your injury was merely a result of pre-existing conditions that you may have. If you had an injury or illness that existed before you began your job, the insurance company may blame that instead of the workplace incident. For example, if you had a prior knee condition and you fell off of a ladder at work, the company could argue that the injury occurred because of your bad knee. If you face this problem, you should not accept their statement and continue to fight for your compensation.
The process for filing a workers’ compensation claim can be difficult, frustrating and emotionally straining. If you have had a claim denied, contact a top workers’ compensation lawyer for detailed legal assistance now.