Are Smart Cars Easier to Repossess? Smart technology is changing everything, from how we drive to how lenders recover property when payments stop. So it should come as no surprise that smart cars and repossession impact each other. If you drive a smart car or are thinking about buying one, you might be wondering if all that built-in tech will make it easier for your car to be tracked and repossessed. As a Memphis bankruptcy lawyer, I’ve seen firsthand how repossession methods have evolved. Here’s what you need to know. What Makes a Car “Smart”? Smart cars aren’t just about Bluetooth and touchscreen controls. They also come with enhanced technology that can improve safety and make navigation easier. But as
When Disability Happens Suddenly: What You Need to Know About SSDI Can you get SSDI for emergency disability or unexpected diagnosis? What are your options if you face disability completely by surprise? We’re talking about unpredictable tragedies. Maybe it’s a car accident. A stroke. A shocking health diagnosis. Whatever it is, you go from being independent to struggling just to get through the day. And now you’re wondering: How do I make ends meet now? Can I get Social Security Disability Insurance (SSDI) for this? There are a few important things you need to know if your disability came on suddenly. But perhaps most importantly, know you do have options. SSDI for Long-term vs. Short-Term Crises SSDI is designed for
Why Mass Torts Are a Powerful Tool for Dangerous Drug Victims As a Memphis dangerous drugs lawyer, I talk with people all the time who want justice but aren’t sure where to start. Fortunately, mass torts for dangerous drugs can hold companies accountable and get you the compensation you deserve. You might have heard about class action lawsuits, but mass torts are another option that potentially offers you more control and a higher chance of success. In fact, when it comes to fighting big pharmaceutical companies, mass torts can be one of the most effective tools we have. Here’s why. What Is a Mass Tort? A mass tort is just a type of lawsuit. With this type, many people file
How Chapter 13 Bankruptcy Can Help After a Sudden Loss At our Memphis firm, we often talk with people considering Chapter 13 after sudden loss. Which makes sense: it’s a common and powerful tool for the right situation. Maybe you’ve lost your job unexpectedly, had a medical emergency, or faced the loss of a loved one. When these unexpected events happen, it can feel impossible to catch up. Chapter 13 bankruptcy might be the lifeline you need during these difficult times. Here’s how this option can help you get back financial control after a sudden loss. Why Consider Chapter 13 After Sudden Loss? When you’re facing a sudden drop in income or unexpected expenses, it’s easy to fall behind on
How Rising Health Insurance Costs Are Pushing More People Toward SSDI Health insurance costs and SSDI applications are both on the rise right now. And with those trends, some people are applying for SSDI (Social Security Disability Insurance) with the hopes it might help cover their growing medical expenses. If you’re feeling crushed by medical bills and rising insurance costs, you’re not alone. More Americans than ever are facing unaffordable healthcare, even with insurance. But depending on your situation, there may be more – and better – solutions available to you. The Problem Pushing People to SSDI Between high premiums, deductibles, and copays, it can feel like you’re paying thousands for coverage that still leaves you with massive out-of-pocket expenses.
The Impact of Traffic Violations on Your Car Accident Case Traffic violations and car accident cases often go hand-in-hand. They can impact who is found to be at fault and why – which can make all the difference in your claim. Whether you’re the injured party or the one being blamed, you should understand the way tickets and traffic violations might impact you. Fortunately, our injury attorneys have seen it all – and we can help. If you’ve been in a car accident and traffic violations were involved, here’s what you need to know about how that can impact your personal injury claim. What Counts as a Traffic Violation? A traffic violation refers to any time a driver breaks the
The Rewards and Risks of Buy Now, Pay Later Buy now, pay later debt traps can have an outsized impact on your financial life. At our firm, we’ve learned time and again how short-term solutions can lead to long-term financial problems. But these Buy Now, Pay Later (BNPL) services like Klarna, Affirm, Afterpay, and Zip have still exploded in popularity over the last few years. They let you split purchases into smaller, interest-free payments. From new shoes to takeout to concert tickets, you can “just pay later” with a couple of clicks. But what happens when “later” comes… and you can’t afford it? What Is Buy Now, Pay Later (BNPL)? Buy Now, Pay Later (BNPL) is a type of short-term
A Rise in Filing Bankruptcy – What Does It Mean for You? If you’re feeling the pressure of rising debt, you’re not imagining things. More people are filing bankruptcy in the US – up 13% from last year. People across the country are finding themselves overwhelmed by financial stress, and many are turning to bankruptcy for relief. As a bankruptcy lawyer, I see the reasons behind these filings every day. They go far beyond basic spending issues. So, why exactly are more people filing for bankruptcy right now? Let’s break it down. Inflation and the Rising Cost of Living Groceries cost more. Rent is up. Gas prices are unpredictable. Everyday essentials have gotten significantly more expensive, and for many people,
The Difference Between Class Action Lawsuits and Mass Torts If you’ve been hurt by a dangerous product, medication, or toxic exposure, you may have heard terms like “class action” or “mass tort” and wondered what they mean. The question of a class action vs. mass tort can make a huge difference in your case and what you get for your injuries. Both types of cases involve large groups of people who’ve been harmed in similar ways. But they’re handled differently in court. Our firm has decades of experience with both, and I can help you understand why you might prefer one over the other. What Is a Class Action Lawsuit? A class action lawsuit is when one (or a few)
How Do Workers’ Compensation and Unions Impact Each Other? If you’re part of a union and have been injured at work, you might be wondering how your union membership could affect your workers’ comp claim. As a Memphis workers’ comp lawyer with over 40 years of experience, I understand that the relationship between unions and workers’ compensation can be a bit complicated. In this post, I’ll break down the key points about how being in a union affects your workers’ compensation benefits and answer some of the most common questions. Will Being in a Union Help You Get Workers’ Compensation? Being in a union can sometimes help with the workers’ compensation process, but it’s not a guarantee. Workers’ comp is