By: Darrell Castle Despite popular belief, bankruptcy benefits more than just the person filing. And no, I’m not talking about the attorney! Bankruptcy can benefit the creditors and society as a whole. Let’s take Chapter 13 bankruptcy for example. By filing for Chapter 13 bankruptcy, you can lump your debts into an AFFORDABLE 3-5 year…
By: Darrell Castle You qualify for Social Security Disability Insurance if you’re MEDICALLY unable to work. You DON’T qualify for Social Security Disability Insurance if you have the ability to work but just don’t want to work or you can’t find a job. The Social Security Administration (SSA) will determine whether or not you’re disabled…
By: Darrell Castle Chapter 7 bankruptcy has a lot of power. The powers are so beneficial that I just had to cover them all in a free e-book. You can download it here — all you need is a name and email address! But WHO does it benefit? Who can file for Chapter 7 bankruptcy?…
Video Transcript Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee. And the answer to that question is, almost anyone can file for Chapter 13 bankruptcy. Citizens and non-citizens alike qualify. But there are some things you have to do to qualify for Chapter 13. You have…
Anyone who is injured while on the job or develops an illness related to work may be entitled to worker’s compensation benefits. Injuries can range from carpal tunnel syndrome to construction accidents and even death. In Tennessee, employers with more than five employees are required to have workers’ compensation insurance; and construction companies must offer…
SSDI Claims on the Rise. Who Benefits? We’ve spoken recently about an upswing in SSDI claims over the last decade. But who really benefits from the increase in SSDI claims? First, doctors benefit. Doctors make a lot of money from the SSDI claims system. You have to see a doctor and get their opinion before…
If you live in Memphis, you know the poverty rate is out of hand here. Perhaps you’re even struggling yourself. And data shows the financial problems in Memphis fuel a $5.3 billion “poverty industry,” according to The Commercial Appeal. The industry, which supports around 1000 local businesses, ranges from health clinics to pawn shops, from…
Chapter 7 or Chapter 13 Bankruptcy? A lot of people wrongly assume that Chapter 7 bankruptcy is somehow inherently better than Chapter 13. After all, Chapter 7 has the advantage of clearing out your unsecured debt very quickly. Chapter 13 takes longer and reorganizes your debts rather than clearing them out entirely. With that in…
How Specialties Affect Which Doctors Get Sued Which doctors get sued the most? It depends a lot on your specialty. The Rand Corporation released figures by the Massachusetts Medical Society that outline which types of doctors most commonly face lawsuits. The studies show a significant increase in risk of medical malpractice suits based on the risk of the…
By: Darrell Castle There are two chapters of individual consumer bankruptcy and they both do different things. Which one is better for YOU depends on YOUR unique situation. Are you behind on your house or car note and want to keep your property? Are you behind on credit card or medical bills and just want…