Chapter 7 Bankruptcy: What Happens to Cosigned Debts? When you’re struggling with debt and considering Chapter 7 bankruptcy, you may worry about how it could impact the people who’ve helped you along the way. So if you have a cosigned loan or debt, it’s important to understand how Chapter 7 and cosigners could affect each other. What will happen to them if you decide to file for Chapter 7? Do they have to know about it or be involved? And how can you protect them? As a Memphis bankruptcy lawyer, I can help you with the ins and outs of filing Chapter 7, even with cosigned debts. Understanding Cosigned Debts A cosigner is someone who agrees to be responsible for
How to Get SSDI for Tinnitus and How Our Attorneys Can Help Living with tinnitus can be incredibly challenging. The constant ringing, buzzing, or hissing in your ears can interfere with your ability to concentrate, sleep, and even perform everyday tasks. And if it’s affecting your life to the point where you can’t work, you might be wondering if you can get SSDI for tinnitus. We have a client right now who developed tinnitus after a traumatic brain injury (TBI) at work. They experienced debilitating, permanent ringing in the ears that may lead to partial deafness in the future. Thankfully, she’s working with us to get the benefits she needs. Understanding Tinnitus and SSDI Tinnitus is a condition where someone
How to Deal with Aggressive Debt Collectors: Practical Tips and Strategies Dealing with an angry debt collector can be stressful, especially when they become aggressive. But there’s a lot you can do to make the harassment stop. As a bankruptcy lawyer, I’ve helped a lot of people navigate these tricky situations. If you’re feeling overwhelmed, remember you have rights and options. Here are some practical tips and strategies to help you manage aggressive debt collectors. Creditor Harassment: How Bad Can It Be? Most angry debt collectors simply raise their voice or speak down to you. But there are definitely horror stories out there. In the past, unethical creditors have: Threatened to take people’s children Pretended to be lawyers or otherwise
Talcum Powder, Asbestos, and Cancer: What You Need to Know and How We Can Help Have you or a loved one used talcum powder products, like Johnson & Johnson’s baby powder, and then developed ovarian cancer or lung cancer? You aren’t alone. There’s growing evidence that these products may contain asbestos, and that talcum powder and cancer are deeply linked. Asbestos is a known carcinogen. Shockingly, it appears some companies knew about the presence of asbestos in their talcum powder and failed to act. As a Memphis talcum powder and cancer lawyer, I’m here to explain the situation and how our firm can help you seek justice. The Connection Between Talcum Powder and Cancer Talc is a mineral that is often
The Most Common Illnesses and Medical Conditions That Qualify for SSDI Are you wondering if you qualify for SSDI based on your medical condition? Social Security Disability Insurance (SSDI) considers many illnesses and medical problems for possible benefits. Let’s look at some of the most common ones and the challenges you might face in proving your claim. Understanding these can help you prepare a stronger application. We’ve helped people get SSDI for all of these conditions, including the ones that are especially hard to prove. And don’t forget, if the SSA denies your claim, you have 60 days to appeal – and we can help. 1. Musculoskeletal Disorders Examples: Arthritis: Includes both rheumatoid arthritis and osteoarthritis, which can cause severe
Understanding Slip and Fall Accidents in Office Buildings A slip and fall accident in an office building happens more often than you might think, and the consequences can be serious. For example, we have a slip and fall client right now who will need a hip replacement. And too often, these kinds of cases can be complex to prove. They can also become a mess for the victim, who just needs to focus on getting better. As a personal injury lawyer, I’m here to help you understand what causes these accidents, why determining liability can be complicated, what damages should be covered, and how to choose the right attorney to handle your case. Common Causes of Slip and Fall Accidents in
Loan Modification for Avoiding Foreclosure: A Guide As a bankruptcy lawyer who has dedicated years to helping homeowners avoid foreclosure, I understand the stress and uncertainty that comes with the threat of losing your home. I’ve also seen how many people try to use loan modification to avoid foreclosure This process can provide much-needed short-term relief by altering the terms of your mortgage to make payments more manageable. But if you’re facing foreclosure, it comes with major drawbacks and even dangers. In this post, I’ll explain what loan modification is, the application process, and some of those big risks you should be aware of. What Is Loan Modification? Loan modification is a process where your lender agrees to change the
Do Autoimmune Disorders Qualify for SSDI? If you’re living with an autoimmune disorder, you know how challenging it can be to manage daily life, let alone work. And getting SSDI for autoimmune disease can be a challenge. The good news is that autoimmune disorders absolutely qualify for Social Security Disability Insurance (SSDI) benefits. And there’s more: if you’ve been denied on the first try, we may be able to help you get the benefits you need. So let’s explore when autoimmune disorders might qualify and how the process works. What Are Autoimmune Disorders? Autoimmune disorders occur when your immune system mistakenly attacks your body. Basically, with these conditions, your body’s natural defense system doesn’t know the difference between your own
The Most Common Spinal Cord Accidents and How a Personal Injury Lawyer Can Help Understanding the common causes of spinal cord accidents can help keep you and your family safe. These injuries can be life-altering, affecting not only your physical health but also your financial stability and emotional well-being. I know this all too well. As a lawyer specializing in spinal cord injury cases, I’ve seen how devastating these injuries can be. Here’s how they happen and what we do to help. Top Causes of Spinal Cord Accidents Motor Vehicle Accidents Car accidents, motorcycle crashes, and truck accidents are the leading causes of spinal cord accidents. The force of a collision can cause severe damage to the spinal cord, leading to
Anxious Over Foreclosure in Memphis? Here’s What to Do If you’re facing foreclosure in Memphis, it can be a terrifying and overwhelming experience. You want to know you have options and that taking the right steps can make a significant difference. And if not, it could feel easy to give up. As a bankruptcy lawyer, I’ve helped many homeowners navigate this challenging process and stop foreclosure for good. Here’s a step-by-step guide to help you take control of your situation and explore your options. Understand the Foreclosure Process The first step is to understand what foreclosure is and how it works. When your house is foreclosed, it means the bank or lender takes it back because you couldn’t keep up