The Best Time for Chapter 7 If you’re drowning in debt, getting constant calls from creditors, or falling behind on your bills, you may be asking yourself when is the best time to file for Chapter 7 bankruptcy? Would it be wise to file right now? Or should you wait? As a Memphis bankruptcy lawyer, I’ve worked with hundreds of people in your shoes. And I can tell you this: timing matters. Filing too soon or waiting too long can impact your eligibility, your ability to protect your property, and how much relief you actually get. So let’s break down how to know when it’s the best time to file. What Is Chapter 7 Bankruptcy? Chapter 7 bankruptcy is a
Can You Get SSDI for Endometriosis or PMDD? Living with endometriosis or premenstrual dysphoric disorder (PMDD) can feel overwhelming. And if your symptoms have made it impossible to keep steady work, you may be asking if you can get SSDI for endometriosis or PMDD. These conditions are often dismissed or misunderstood, even though they can cause severe pain, fatigue, depression, and difficulty functioning day to day. And the disability system works in a very rigid way, which means commonly misunderstood illnesses come with special challenges. So the answer is yes, it’s possible. But just like everything else on your health journey, it’s not easy. Why Endometriosis and PMDD Are Hard to Prove for SSDI The Social Security Administration (SSA) doesn’t
The Impact of Medical Malpractice on Your Health Insurance If you’ve been hurt because of medical malpractice, you may have found it impacted your finances. Medical malpractice and health insurance can sometimes impact each other and make things even more complicated. As a Memphis medical malpractice lawyer, I’ve seen how an injury caused by a doctor’s mistake doesn’t just affect your health. We make it our job to help you recover what you need, both physically and financially. And here’s what you need to know about medical malpractice and health insurance. How Medical Malpractice Affects Your Medical Bills After a botched procedure or harmful mistake, you’ll likely need additional treatment to correct the damage. This can include: More doctor visits
Your Rights When a Repossession Agent Comes to Your Home If you’re behind on your car payments, you might worry that a repossession agent could show up at your house. Repossession at home is extremely common, but there’s a lot you can do to protect yourself. As a Memphis bankruptcy lawyer, I’ve worked with many clients who felt powerless in these moments. But with repossession, you still have rights. So let’s talk about what repo agents can and can’t do when they come to your house. Can They Come to Your Home? Repossession agents are allowed to come to your home to recover a vehicle, as long as they don’t break the law or “breach the peace.” This means they
How to Handle Workers’ Compensation Claims for Injuries During Job Training Getting hurt on the job is stressful enough – but what if your injury happens during training? Many workers think they can’t get workers’ comp during job training. They assume it only applies once they’re fully on the job, but that’s not usually true. In our home state of Tennessee, for example, injuries that occur during job training are generally covered. That’s true whether you’re a new hire, an intern, or learning a new position. As a Memphis workers’ compensation lawyer with over 40 years of experience, I’ve helped countless employees navigate these situations to get the medical care and wage replacement they deserve. Here’s what you need to
How Can a Hair Relaxer Cause Cancer? For decades, millions of women – including right here in Memphis – have used chemical hair relaxers to achieve smooth, straight, manageable hair. Now mounting research shows these products may come with serious health risks, including uterine, endometrial, and ovarian cancer. But how do hair relaxers cause cancer? The answer lies in toxic chemicals, hormone disruption, and long-term exposure. Let’s break down the science behind the lawsuits and what you need to know if you’ve used these products. The Science That Sparked the Lawsuits In 2022, researchers at the National Institutes of Health (NIH) released a groundbreaking study that changed everything. The study followed more than 33,000 women over 11 years and found
Can the SSA Change Their Mind About Giving Me Disability? Can disability get cancelled by the Social Security Administration (SSA)? And how can you prevent it? Learn more about how the SSA works and how to protect your SSDI benefits. The Limitations of Your Disability Benefits Getting approved for Social Security Disability Insurance (SSDI) benefits can feel like a huge relief after months, or even years, of waiting. But many people wonder if their disability can get cancelled down the road. The short answer is yes, the SSA can review your case and change their decision – but it doesn’t happen without a process. When the SSA Can Reevaluate Your Case Once you’re approved for SSDI, your case isn’t necessarily
Can I Change My Mind After Choosing to File Chapter 7 or Chapter 13 Bankruptcy? Filing for bankruptcy is a big decision, and it’s normal to feel unsure about your choice, even after you’ve filed. Whether you originally chose Chapter 7 or Chapter 13, you may be wondering if you can change your mind after filing bankruptcy and switch to a different type. The good news is that, in many cases, it’s possible. And whatever concerns you, we can help talk through it. Here’s what you need to know. Switching From Chapter 13 to Chapter 7 If you filed for Chapter 13 bankruptcy, but now you’re struggling to keep up with your repayment plan, you may be able to convert
What to Do If You Get in an Accident on a Road Trip A car accident is stressful enough, but when it happens on a road trip, the stress can multiply quickly. As a Memphis personal injury lawyer, I’ve worked with many clients who were injured by a car accident on a road trip. When you’re far from your home and regular support network, you may not know where to go for help. It might get confusing which laws apply or how to get your car repaired while you’re hundreds of miles away from your own mechanic. If you’re injured, the situation gets even more complicated. Here’s how a road trip crash can affect your case – and what to
How to Handle Bankruptcy If You’re a Landlord If you’re a landlord dealing with financial difficulties, you’re not alone. Between rising interest rates, maintenance costs, vacancies, and legal issues with tenants, many property owners find it harder and harder to stay afloat. And bankruptcy for landlords comes with unique considerations to understand early on. No doubt, bankruptcy can offer relief. But there’s some specific things to know about how to navigate your bankruptcy when you own rental property. First, Know Your Bankruptcy Options There are two main types of personal bankruptcy for individuals, including landlords: Chapter 7 and Chapter 13. Chapter 7 bankruptcy wipes out unsecured debts like credit cards and medical bills. If you qualify, it can offer a quick