FAQS About the Chapter 13 Payment Process Chapter 13 is a powerful bankruptcy option that stops foreclosure, repossession, and more. By using a payment plan, you can get out of debt and keep your most valuable assets. But how do Chapter 13 payments work? And what happens if something goes wrong? Here are the most frequently asked questions we receive on this topic, along with how our trusted Chapter 13 bankruptcy lawyers can help. How Does the Chapter 13 Payment Plan Get Set Up? When you file for Chapter 13 bankruptcy, you set up a payment plan with your attorney and the court. Basically, the court’s Chapter 13 trustee determines what you can afford based on your income and other
The Most Common Causes of SSDI Denial Why was your disability claim denied? And if you’re just starting to apply for SSDI, how can you avoid a denial in the future? Our Memphis SSDI lawyers have worked with all types of cases. For over thirty years, we’ve helped people in Memphis get the disability benefits they need. When we approach an SSDI appeals case, we help identify what went wrong, so we can hopefully fix it. So here are the most common reasons the SSA denies people’s disability claims – and how you can avoid the same fate. Failing to Follow Doctor’s Orders The SSA looks at your doctor’s orders when making their decision. They want to see you did
FAQ: Social Security Disability Related to Criminal and Civil Cases Social Security Disability Insurance, or SSDI, is a confusing enough problem on its own. But when you have a complicated case, it can make the whole process seem impossible. One example might be the question “Can I get SSDI if I was injured in a crime or personal injury?” Fortunately, our Memphis attorneys deal with complicated questions like this all the time. For over 30 years, we’ve helped the people of Memphis get SSDI. And we can help you answer some of the most challenging issues facing SSDI applicants. What Qualifies You for SSDI SSDI functions like a public insurance program. Essentially, you pay into the system through your regular
How You Can Prepare for an Accident Claim For decades at Darrell Castle and Associates, we’ve helped people get the compensation they need after a car accident. But we often meet clients with a car accident case who don’t know much about the process or what to expect. That makes sense. Most of us aren’t prepared for a car accident in the first place, let alone know how to file a claim against someone else who was responsible. So what can you expect from your car accident case, and what should you be aware of before you ever file? Basics of Car Accident Cases In general, drivers don’t know how car accident lawsuits work until they have to deal with
Bankruptcy Has the Power to Change Your Life As a Memphis bankruptcy attorney who has helped thousands of people get out of debt, I’ve seen firsthand the enormous difference bankruptcy can have in people’s lives. But every day, we still meet clients at our firm who don’t know what bankruptcy can do for them. It’s important for me that people in Memphis know how to get control over their financial lives. Not only does it help individuals and their families, but it helps make our city stronger, safer, and more prosperous for everyone. That’s why I wrote my book The Life-Changing Power of Bankruptcy. The Life-Changing Power of Bankruptcy When I first graduated from law school, I didn’t know I
Applying for Social Security Disability benefits can be a lengthy and complex process. Unfortunately, many deserving applicants receive denials for various reasons. In this blog, we will explore some of the most common reasons why Social Security Disability claims are denied and how a Social Security disability lawyer can assist you in navigating these challenges. Incomplete Or Insufficient Medical Evidence One of the primary reasons for Social Security Disability claim denials is incomplete or insufficient medical evidence. The Social Security Administration (SSA) relies heavily on medical records and documentation to assess an applicant’s disability. Your claim may be denied if your medical records do not provide a clear and comprehensive picture of your condition. A lawyer can help you gather
When Workers’ Comp Doesn’t Cover the Unthinkable Sometimes an event is so disturbing and has such a long-lasting impact that our typical workers’ comp system doesn’t suffice. In that situation, what can workers do to recover from their injuries and find the healing and support they need? Our Memphis workers’ comp attorneys have dealt with all sorts of situations where on-the-job injuries feel especially traumatic and confusing. A recent example out of Virginia offers some insight into what options people might have when negligence at work leads to catastrophic injury. A Traumatic On-the-Job Event One school day in January, first grade teacher Abigail Zwerner experienced an educator’s worst nightmare. Her six-year-old student came to school with a gun and shot
When the Pharmacies Make a Mistake Healthcare in the United States has a pharmacy error problem. In recent months, patients and customers have seen a drastic uptick in pharmacy mistakes. This includes Memphis, where our personal injury attorneys are currently handling multiple cases resulting from pharmacy errors. We’ve seen firsthand how devastating these injuries can be. So what is causing this problem, and what can we do about it? The Problem Plaguing Memphis Pharmacies All across America and in our local area of Memphis, pharmacies face severe staffing shortages. As a result, pharmacists are often overworked and underpaid. They have limited options for time off. And if they take a moment to themselves, they run the risk of putting people
What Explains the Rise in Personal Bankruptcy? In recent months, the number of people needing bankruptcy has sharply increased from years prior. The stats include Memphis and the surrounding area, but also hold true in the rest of the United States. What’s causing this problem, and is bankruptcy really the best solution? The Rise in Bankruptcy by the Numbers In 2023, personal bankruptcies rose by nearly 20%. In March alone, Chapter 7 bankruptcy rose 13%. This is a type of bankruptcy that gets rid of unsecured debt, like credit card and medical bills. Chapter 7 also stops wage garnishment, lawsuits, and creditor harassment. Chapter 13 bankruptcies increased even more sharply – up 24%. Chapter 13 involves setting up a payment
How Can You Speed Up an SSDI Application? Across America right now, hundreds of thousands of people are waiting to hear back from the SSA about their disability applications. If you need disability and you’ve heard about these awful waits, you may be wondering, “What can I do to speed up my SSDI application?” Fortunately, you do have some options that can help ease the process and give you a better chance for success. The Problem with SSDI Application Wait Times For the last few years, SSDI wait times have skyrocketed. Initial SSDI applications are now at over 1 million backlogged. The problem has plagued so many people that we recently wrote an article about what has caused these delays.