How Can You Speed Up an SSDI Application? Across America right now, hundreds of thousands of people are waiting to hear back from the SSA about their disability applications. If you need disability and you’ve heard about these awful waits, you may be wondering, “What can I do to speed up my SSDI application?” Fortunately, you do have some options that can help ease the process and give you a better chance for success. The Problem with SSDI Application Wait Times For the last few years, SSDI wait times have skyrocketed. Initial SSDI applications are now at over 1 million backlogged. The problem has plagued so many people that we recently wrote an article about what has caused these delays.
The Truth Behind Preventing Dog Attacks In the aftermath of a dog attack, we often discuss how to make sure it never happens again. Communities desperately want an answer to preventing dog attacks. But unfortunately, the reality can be a complicated process that allows for repeat offenses and never solves the underlying issues. As a dog attack lawyer in Memphis, Tennessee, I’ve seen this pattern for years. Here’s some of what we’ve learned at our firm about what it might actually take to prevent these attacks in the future. Basics for What to Do When a Dog Starts Attacking One of the most common ways you’ll find online to prevent a dog attack is advice for the person being attacked
All the Questions to Help You Know If You Need Chapter 7 If you’re struggling with debts you can’t pay, you may wonder whether bankruptcy is a good option for your situation. Perhaps you’re asking, “Do I need a Chapter 7 bankruptcy? And if so, what would it mean for me?” Here’s what you need to know. Understanding Chapter 7 Bankruptcy There are two different types of bankruptcy: Chapter 7 and Chapter 13. Chapter 7 offers a fresh start and an opportunity to get out of debt completely. With the help of a bankruptcy trustee and the court, you can get rid of your unsecured debt – including credit card debt, medical bills, and personal loans. Because federal law oversees
Myths About Applying for SSDI (and the Truth) As a Memphis SSDI attorney, I know a lot of people have questions and misconceptions about applying for Social Security Disability Insurance (SSDI). We love to answer our clients’ questions, and in the process, we’ve found a few issues come up more than others. So here are some of the most common myths about applying for SSDI and the truth about how the process works. You’ll Get Approved on Your First Try One of the most pervasive myths is that SSDI applications are typically approved on the first try. In reality, the SSA denies the majority of applicants the first time around. Reasons for denial vary. Some of the most common issues
All the Questions to Help You Know If You Need Chapter 13 If you’re struggling with debts you can’t pay, you may wonder whether bankruptcy is a good option for your situation. Perhaps you’re asking, “Do I need a Chapter 13 bankruptcy? And if so, what would it mean for me?” Here’s what you need to know. Understanding Chapter 13 Bankruptcy There are two different types of bankruptcy: Chapter 7 and Chapter 13. In Chapter 13, you work with the courts to develop a payment plan based entirely off of your personal financial situation. Through this plan, we consolidate all of your debts into one affordable monthly payment. The court oversees the process, which means all creditor harassment has to
When life takes an unexpected turn and you find yourself facing the aftermath of a personal injury, it can be a daunting and overwhelming experience. From mounting medical bills to the physical and emotional pain, navigating through the aftermath can be challenging. In such difficult times, a lawyer can be your beacon of hope and support. You can rely on a lawyer to provide you with the legal counsel you need as you navigate a personal injury case. We’ll explore four essential ways a lawyer can help you regain control of your life. Legal Expertise Navigating the complex web of personal injury laws and regulations can be a formidable task for anyone unfamiliar with the legal system. A personal injury
COLA Increases and SSDI: What You Need to Know Every year, the Social Security Administration makes a cost of living adjustment (otherwise known as COLA). These changes usually raise your monthly SSDI benefits. So what can you expect from COLA SSDI increases this year? And how can you get the benefits you need? Last Year’s COLA Increases Compared to Now COLA increases typically follow inflation. And last year, inflation skyrocketed. You may remember the sudden and scary increase in the cost of gas, groceries, and more. As a direct result, SSDI recipients got an 8.7% increase in their monthly benefits. This was an unusually high amount that made news when it happened. However, this year, inflation has slowed in comparison.
Understanding Memphis Creditor Harassment Rules If you have debt you can’t pay, you may face the same frustration as millions of other Americans: creditors. They can call, email, text, and reach out on social media. But how often can a creditor contact you, and who decides the rules? Our Memphis debt lawyers help people deal with creditors every day. Here’s what you need to know about creditor harassment and how to stop it for good. Creditor Rules on Telephone Calls The Fair Debt Collection Practices Act (FDCPA) is a federal law that determines what creditors can and can’t do. That includes telephone calls, voicemails, and other forms of contact. The Consumer Financial Protection Bureau (CFPB) helps oversee and enforce the
Why Our Workers’ Comp Lawyers Stand Out Above the Rest Over the years, we’ve become the workers’ comp lawyer Memphis trusts with their biggest cases, and it’s a great honor. We’re proud to have great reviews online, including a five-star rating on Avvo, an A+ from the Better Business Bureau, and multiple Martindale-Hubbell awards for client satisfaction. But this didn’t happen by accident. Here’s what our workers’ comp lawyers have done to set our firm apart. Changing Tactics in Workers’ Comp The tactics in a workers comp case have changed some over the years. These days, the insurance companies stonewall more than they used to. This means they’ve decided the best way to handle your workers comp case is not
What Do Bankruptcy Judges Do? If you’re considering filing bankruptcy in Memphis you may be a little worried about the Memphis bankruptcy court process. It can be intimidating to get involved with the legal system. And perhaps the most intimidating figure of all oversees the whole thing: the bankruptcy judge. Fortunately, there’s nothing to be afraid of. So here’s what to expect in a Memphis bankruptcy court, including what the bankruptcy judge does, and what you can expect from your experience. Memphis Bankruptcy Court: Myth vs. Reality If you’ve learned about court from TV shows, you’d be shocked at how a typical bankruptcy court works. You may imagine a dark, formal room. A large figure in a black robe looms