Does My Work Need to Know If I’m Facing Wage Garnishment? If you’re facing wage garnishment, one of the first questions that might cross your mind is: Will my job find out? It’s a fair question. Having a portion of your paycheck taken to pay off a debt is stressful enough. And worrying about what your boss or coworkers might think can make it even harder. Here’s what you need to know about how wage garnishment works, who at your job is likely to find out, and what you can do to protect your privacy—and your paycheck. How Wage Garnishment Works Wage garnishment doesn’t just happen out of the blue. In most cases, a creditor has to go through several
SSDI for Multiple Sclerosis (MS): A Comprehensive Guide If you’ve been diagnosed with Multiple Sclerosis (MS) and can no longer work because of your symptoms, you may be eligible for Social Security Disability Insurance (SSDI). But as with many invisible or unpredictable illnesses, getting SSDI for Multiple Sclerosis can be a real challenge. Here’s what you need to know about applying for SSDI with MS, the common obstacles, and how a lawyer can help you build a strong case. The Disabling Impact of MS MS is a chronic disease that affects your central nervous system, including your brain and spinal cord. It can cause a wide range of symptoms, including: Fatigue Muscle weakness or spasms Numbness or tingling Vision problems
Using Black Box Data in Truck Accident Cases How does our firm use black boxes for truck accident cases? And how does it make a difference for you and your claim? If you’ve been in a truck accident, you may not realize that one of the most powerful tools for proving what really happened is hidden inside the truck itself. It’s called a black box, and while it sounds like something out of an airplane crash investigation, many commercial trucks are equipped with them too. As a truck accident lawyer who’s tackled tough truck accident cases for decades, and won, we’ve used this data with great success. So here’s how it works, how important this data can be, and why
How Bankruptcy Affects Your Retirement Accounts One of the most common concerns I hear as a bankruptcy lawyer is, “Will I lose my 401(k) or IRA if I file?” The good news is that in most cases, considering your bankruptcy and retirement accounts shouldn’t cause you anxiety. In fact, you might be much more protected than you think. Let’s break it down and talk about what’s protected, what might not be, and how to move forward with confidence. Why Retirement Accounts Matter in Bankruptcy You’ve worked hard and saved for years. Whether it’s a 401(k), IRA, pension, or other retirement plan, these accounts are your safety net for the future. The idea of losing them because of overwhelming debt can
Steps to Take After a Wrongful Death in a Hotel When you check into a hotel, you expect a safe and peaceful place to rest. You trust the hotel to look out for your safety. But wrongful death in hotels happens more often than most of us realize. When that trust is broken—and someone you love dies as a result of a hotel’s negligence—it can lead to a wrongful death lawsuit. If you’ve lost a loved one due to something that happened in a hotel, it’s important to understand your legal rights. Not every accident is considered wrongful death, but if the hotel failed to provide reasonable care and that failure caused someone’s death, they may be held responsible. How
What to Do If You Can’t Reach Social Security About Your Disability Claim If you’re applying for Social Security Disability Insurance (SSDI), waiting for a decision, or trying to appeal a denial, it can be incredibly frustrating when you can’t reach the SSA about your disability claim. You might be stuck on hold for hours, get vague answers, or never hear back at all. You’re not alone—and you’re not out of options. Here’s what to do if you can’t reach Social Security about your disability claim. 1. Understand the Wait Is Part of the Process The SSDI system is chronically overwhelmed. Long waits are, sadly, part of the process. If you’re just wondering about the status of your case, it
Navigating Debt and Tariffs in a Global Economy When we talk about debt, most people think of things like credit cards, medical bills, or car loans. But global trade policies—like tariffs—can also affect your personal finances. It might seem like something only economists or business owners worry about, but personal debt and tariffs impact each other. As a result, changes in the global economy can have an immediate impact on your family’s finances. Rising tariffs can lead to higher prices on everyday goods and, over time, push more people deeper into debt. As a bankruptcy lawyer here in Memphis, I’ve seen how outside forces—like inflation, interest rate hikes, and yes, even tariffs—can strain household budgets and lead people to consider
Who Can Garnish Your SSDI Benefits? If you receive Social Security Disability Insurance (SSDI), you likely rely on those monthly checks to cover rent, food, medication, and other essentials. So what happens if you owe money to the government—like back taxes or student loans? Can the IRS or other agencies garnish your SSDI benefits? The short answer is yes, in some cases, but not for everything. Let’s break it down so you know what to expect and how to protect yourself. What Is Garnishment? Garnishment is when a creditor takes part of your income or benefits to pay off a debt you owe. This is usually done through a court order or government action. Most commonly, people know of wage
Sexual Abuse in Nursing Homes: Protecting Your Loved Ones When you trust a nursing home to care for your family member, it can be very difficult to know what to look for and how to prevent abuse. Unfortunately, sexual abuse in nursing homes does happen, and it’s often hidden behind silence, fear, and shame. As a Memphis nursing home abuse lawyer, I can help you understand what to look for so you’ll have the knowledge to step in and protect your loved one if something is wrong. What Is Sexual Abuse in a Nursing Home? Sexual abuse in a nursing home is any non-consensual sexual contact or behavior. Contrary to popular belief, this includes not just physical acts, but also
Chapter 7 Bankruptcy: What Happens to Cosigned Debts? Filing Chapter 7 with cosigned debts can mean a more complex case, so it’s important to understand how Chapter 7 and cosigned debts work together. Whether it’s a car loan, a credit card, or a personal loan, cosigned debts can make things a little more complicated during bankruptcy. As a Memphis bankruptcy lawyer, I’ve seen how this situation can affect both the person filing and the cosigner. So I’m here to break it down for you in simple terms. What Is a Cosigned Debt? Family members, partners, or close friends often want to help you get approved for a loan or credit card. As a cosigner, they can offer big help in