What Too Much Consumer Debt Could Mean to the US Economy Lately some of the biggest experts on the US economy have noticed a scary trend: US personal debt is skyrocketing. And too much consumer debt could mean disaster. Projections Show Consumer Debt Too High Recently, a well-known investor named Michael Burry shared a Bloomberg chart showing US consumer borrowing swelled to more than $40 billion in June. That’s the second-most on record, and far higher than what many other economists predicted. (Many had originally projected $27 billion.) You may recognize Michael Burry from the book and movie The Big Short. He was one of the few investors who predicted the fall of the housing market in 2007 and the resulting
VA TBI lawyer Disability compensation is a core part of many veterans’ lives. After completing their service, many veterans are diagnosed with disabilities that change their everyday lives in drastic ways, particularly brain injuries. If you have a brain injury and need help applying for TDIU benefits, you are not alone. The process can be difficult to navigate and understand, but you can rely on a skilled lawyer for help. You may be wondering what types of brain injuries may make you eligible to receive benefits. The disabilities listed below are just a few of the qualifying conditions. Language and Communication Disorders A traumatic brain injury can lead to impairment affecting communication, speech, and language processing, due to the part
Bankruptcy Lawyer As soon as a work is fixed in a tangible medium of expression, it is protected by US copyright law. Whether you self-publish a novel on Amazon or a major movie studio puts out a new blockbuster release, both are protected by copyright law. A work is fixed in a tangible medium of expression when “its embodiment in a copy or phonerecord, by or under the authority of the author, is sufficiently permanent or stable to permit it to be perceived, reproduced, or otherwise communicated for a period of more than transitory duration,” (17 U.S.C §101). This means that even publishing a video on YouTube or TikTok would count, because it would be fixed in a stable way
Concerns Over Memphis Home Care Abuse A recent case of elder abuse by a home care provider in Memphis raised concerns across the city about private companies and home nurses. How can we make sure our trusted caregivers are safe? And where should you turn if you need a Memphis home care abuse lawyer? Preventing Elder Abuse at Home Screening Your At-Home Care Provider: Once you decide you need caregiving help at home, you will want to screen potential people and organizations. Here are some questions to ask of any potential provider. First, is the agency is licensed by the state? Tennessee requires a home care license to operate an agency. How long have they been in business? Does the
If you have been hurt in an accident caused by the negligent actions of someone else, you have the right to file a personal injury claim. However, in order to get fair compensation for your injuries, you must play an active role in your case and know what you should and shouldn’t do. Here are the do’s and don’ts of a successful personal injury claim. Do Seek Medical Care Whether you were in a vehicle collision or slip and fall accident, you should seek emergency medical care right away. Not all injuries have obvious symptoms at first, but it is still critical to get looked at by a doctor. He or she will conduct a physical exam and perform tests
Employers are required to purchase workers’ compensation insurance to protect their workers if they get hurt on the job. However, that does not mean that employers always pay out their workers’ claims. In fact, they sometimes deny these claims. If your employer recently denied your workers’ compensation claim, you likely feel frustrated and want answers. Here are a few reasons why an employer may deny your workers’ comp claim. You Did not Get Sustain an Injury at Work In order to receive workers’ compensation benefits, you must have sustained your injury while working. If your employer has reason to believe that you suffered the injury outside of work, they may reject your workers’ compensation claim. However, you don’t necessarily have
Misdiagnosis is one of the most common types of medical malpractice and can have devastating results. If you receive the wrong misdiagnosis, you may not be able to treat your actual condition soon enough. Here are the most common diseases that are misdiagnosed. Cancer Cancer frequently gets diagnosed by doctors. They may fail to ask patients enough questions or order sufficient testing. Some cancers can progress pretty quickly, so receiving a misdiagnosis can be life-threatening. Cancer frequently gets misdiagnosed for bronchitis, irritable bowel syndrome, pancreatitis and asthma. Stroke Stroke is also often misdiagnosed, especially in younger patients. Doctors may misdiagnose patients with conditions like migraines and vertigo. Unfortunately, failing to treat stroke soon enough can lead to paralysis, brain damage
What Kind of Help Is Available for Disabled Veterans? If you’ve served with the US military and need help because of a disability, you have options. As a Marine veteran myself, it’s important to me you have all the help available to you if you become unable to work for some reason. With that in mind, here’s what you need to know about SSDI for veterans. Can You Get SSDI as a Veteran? You can absolutely get SSDI benefits if you’re a veteran. SSDI is simply an insurance program that helps people who can’t work anymore because of a disability. SSDI requires you to work and pay into the insurance through your taxes. That way, it covers any American worker
Everything You Need to Know About Student Loan Debt Forgiveness If you’ve been struggling with student loans, the new student loan debt forgiveness plan could change everything. But who qualifies, and what can you do if the loans are still too high? Here’s what you need to know about the new student loan forgiveness plan, from our Memphis debt attorneys. The Basics The new student loan forgiveness plan will forgive up to $10,000 in student debt for individuals who make less than $125,000 a year and married couples or heads of households who make less than $250,000 a year. Under those same income rules, Pell grant recipients will receive up to $20,000 in relief. Pell grants are awarded to low-income
When the Hospital Makes an Offer for Medical Malpractice Increasingly, when hospitals make a mistake, they’ll offer to pay the patient’s bills in exchange for silence. But there’s a lot of reasons you should think twice before taking the hospital settlement for medical malpractice. 1. For Your Own Sake When a doctor or other hospital worker makes a mistake that causes you injury, that’s medical malpractice. This is a legal term, and if you’ve been a victim of medical malpractice, you likely deserve compensation for your injuries. For decades, this has been handled in the courts. Once you prove it was the hospital’s fault, they usually have to cover your medical costs, missed wages, pain and suffering, and other losses.