Dealing with Debt After a Layoff: What You Need to Know Layoffs are stressful enough without the added burden of overwhelming debt. If you’ve recently lost your job and are struggling to keep up with bills, you might be wondering whether filing bankruptcy after a layoff can help you regain control of your finances. The good news is that bankruptcy exists for situations just like this—to give people a fresh start when life takes an unexpected turn. As a Memphis bankruptcy lawyer, I’ve helped many people navigate the challenges of filing for bankruptcy after a layoff. Here’s what you need to know about your options and how to move forward. How a Layoff Can Lead to Bankruptcy A sudden loss
What Happens if the CFPB Closes? How It Could Impact Creditor Harassment What happens if the Consumer Financial Protection Bureau (CFPB) shuts down? Here’s what you need to know about the CFPB and creditor harassment. The Power of the CFPB and What’s Next For years, the Consumer Financial Protection Bureau (CFPB) has acted as a watchdog against abusive debt collection practices. It has fined shady lenders, cracked down on illegal creditor harassment, and given consumers a place to report bad actors. But if the CFPB shuts down or loses its power, what happens next? As a bankruptcy lawyer, I already help clients escape creditor harassment. And without the CFPB, the responsibility to hold debt collectors accountable could shift even more onto
The Importance of Honesty in Your SSDI Claim Applying for Social Security Disability Insurance (SSDI) can be a long and frustrating process, and it will leave some people wondering, “Can I lie on my disability application?” Maybe you think an exaggeration here or there might help you get benefits you really do need. But that’s not the way to go. One of the most important things you can do in the application process is be completely honest throughout your claim. As a Memphis SSDI lawyer, I’m happy to lay out for you why honesty is so imperative in your SSDI claim – and how to present your case the right way. Can the SSA Tell if I Lie on My
What Happens If You Misuse a Product and Get Injured? You’ve been injured by a product, but there’s a problem—you weren’t using it exactly as intended. Now the medical bills have added up and become unaffordable. You know that using the product caused the injury. So you’re left wondering: can you still sue if you misused the product? As an experienced personal injury attorney, I get this question a lot. The answer depends on a few key factors. In many situations, yes, you may still have a product liability case. Here’s what you need to know. What Counts as Product Misuse? Product misuse happens when you use an item in a way that wasn’t intended or recommended. Some examples include:
Slip and Falls in Supermarkets and Grocery Stores: What You Should Know Grocery store slip and fall accidents could leave you with more than just embarrassment. They often cause serious problems, like broken bones, back injuries, and even head trauma. Supermarkets and grocery stores are among the most frequent places for slip and fall accidents, and as a personal injury lawyer, I’ve helped many of our clients navigate these cases. We’ve dealt with some of the biggest grocery chains in the world, and won. Recently, we represented someone who damaged her hip replacement when she fell in a grocery store. It caused a lot of damage and long-term medical problems. We were able to get her a six-figure settlement to
Chapter 13 Bankruptcy for Senior Citizens: What You Should Know If you’re dealing with overwhelming debt later in life, you aren’t alone—and you have options. Chapter 13 bankruptcy for senior citizens offers certain lasting benefits and is one option you may want to consider. Depending on your situation, Chapter 13 bankruptcy could be a smart solution to help you get control over your finances without putting your home or retirement savings at risk. Here’s what you need to know about how Chapter 13 can work for you and what’s involved. Why Chapter 13 May Be a Good Option for Seniors As you get older, medical bills, credit card debt, and unexpected expenses can pile up fast. For a lot of
Getting SSDI for Cardiovascular Conditions Living with a cardiovascular condition can limit your ability to work, making basic daily activities difficult. And getting SSDI for a heart condition – even when you meet all the qualifications – can feel overwhelming at times. If your heart condition is preventing you from holding a job, Social Security Disability Insurance (SSDI) benefits may provide the financial support you need. However, first you need to prove your cardiovascular condition disables you from earning an income. And that requires meeting specific medical criteria. Here’s what you need to know about getting SSDI for a heart condition and how an experienced SSDI lawyer can help you build a strong case. Heart Conditions That May Qualify for
What Causes Foreclosure? The 10 Most Common Problems Facing Homeowners Facing foreclosure can be a terrifying experience. Causes of foreclosure can vary, but the fear of losing your home often comes with feelings of stress, shame, and confusion. Fortunately, you’re not alone. As a Memphis bankruptcy attorney, I’ve helped thousands of people just like you to protect their homes and reclaim their financial stability. By understanding the most common reasons homeowners face foreclosure, you can start taking steps to avoid it. And if necessary, you can put together solutions before it’s too late. So here are the most common reasons for foreclosure we see in our office every day, along with some options on next steps to take. The Top
How to Choose the Right Lawyer for Your Brain Injury Case If you’ve suffered a brain injury because of someone else’s negligence, choosing the best brain injury lawyer for your case could be one of the most important decisions you make. A brain injury can affect every aspect of your life, including your health, your ability to work, and your future financial stability. To get the compensation you deserve, you need a lawyer who understands the complexities of brain injury cases and will fight for your rights. Here’s what to consider when making your decision. Look for a Stellar Track Record Not all personal injury lawyers have experience handling brain injury claims. Brain injuries are unique, involving both medical and
Social Security Disability for Respiratory Disorders: What to Know If you’re living with a respiratory disorder, you know how difficult it can be to perform everyday activities like walking, working, or even just breathing comfortably. For some people, their condition makes holding a job impossible. And getting SSDI for a respiratory disorder can feel impossible, too. Fortunately, you can absolutely get SSDI for a respiratory disorder with the right application and support. Let’s explore how you can qualify for disability, what evidence you need, and how an SSDI lawyer can increase your chances of approval. Respiratory Disorders That May Qualify for SSDI The Social Security Administration (SSA) recognizes a range of respiratory disorders that can qualify for SSDI, including: Chronic