Many folks are hearing national news that the CDC extended the eviction moratorium through October of this year. Unfortunately, what many Tennesseans don’t realize is that the ruling doesn’t apply to them. This means thousands of families in Tennessee are currently facing eviction. As a bankruptcy TN lawyer for over 30 years, I know this puts many folks in an especially vulnerable position given the current unemployment rates.

If you are among the millions of Americans struggling to pay your rent, or worried you’ll be evicted, don’t lose hope. Know that you have options and we are here to help.

Back rent will follow you.

You might think that if you are evicted due to back rent, you can just move. But I’m afraid it’s not that simple. The truth is that the debt will follow you.

If you ignore your housing debt, a collections lawyer will come after the money. Creditors can seize your assets and attack your wages through garnishment. They will continue to do so until the debt has been fully paid. Only now, on top of what you owed in rent, you will also have to pay the court costs and collections attorney’s fees.

If this sounds frightening, that’s because it is. Fortunately, there’s a way out.

Bankruptcy can protect you from this nightmare.

If you’re facing eviction, bankruptcy can help. You can use bankruptcy to stop a pending eviction from your apartment or rental house. When you file for bankruptcy, the automatic stay stops all creditor actions against you, including a pending eviction. This means, in most cases, you can use bankruptcy to keep your home.

This time is difficult enough as it is, and no one should suffer more than they have to.  If you’re struggling with debt or back rent, bankruptcy is the lifeline you’ve been looking for to help you stay in your apartment and get your financial life back on track.

We can help you keep your apartment. Contact us today for FREE.

I have been a bankruptcy TN lawyer for more than three decades. And I’ve spent my career helping folks make it through tough times and achieve a future beyond their dreams and expectations. No matter how difficult your situation may seem, there is always a way out.

Give us a call at (901) 327-2100, or contact us online to discuss your options. The consultation is absolutely free, with no obligation whatsoever. We will talk through your specific situation and make a personalized plan that suits your needs.

Then, the moment you’re ready,  I’m here to help you file for bankruptcy and navigate every aspect of your case, no matter how complicated it seems to be.

In this tough financial climate, there’s not a moment to lose. Give us a call today.