By: Darrell Castle
If you have a credit card that is COMPLETELY free of debt, then you can most likely keep it in a bankruptcy.
However, if the credit card company finds out you filed for bankruptcy, then it may cancel your credit card for you.
In general, this isn’t the best mindset to have when you’re considering filing for bankruptcy. It just shows you’re not willing to give up a life with debt. Isn’t it debt that landed you in this position in the first place? Shouldn’t you be giving your best effort to avoid it?
When you’re in a bankruptcy, especially in a Chapter 13 which lasts multiple years, you’re supposed to REFRAIN from debt until the process is completely over.
If you’re in debt and wanting to keep your credit card, an experienced bankruptcy attorney can better explain your options in person after looking at your bills and expenses.
You need to speak to an attorney you can trust, though. One who’ll treat you as a valued client, not a case number. One who has your best interest at heart.
Darrell Castle & Associates has received multiple Client Distinction Awards from Martindale-Hubbel for client satisfaction because we truly have our clients’ best interest at heart and want to see them succeed.
Because we want to see our clients succeed, we want to provide them with the proper tools after a bankruptcy. That’s why we proudly use Dave Ramsey’s Debtor Education course – a beneficial and entertaining video course full of terrific financial knowledge on how to succeed after a bankruptcy and avoid falling back into debt.
If you’re facing financial difficulties and want to talk to someone about it by telling your story and asking questions, our FREE consultation is perfect for you.
Call (901) 327-2100
to schedule your FREE consultation with an experienced bankruptcy attorney. Or, you can fill out one of the contact forms on this page to have someone contact you.