credit cardCheck your accounts – bank and credit card. Do you see a weird charge on there for $9.84? If so, your account has been compromised.

The Better Business Bureau has issued a SCAM ALERT, one in which con artists are hoping their victims either don’t check their account statements, or will look right over this small charge.

Don’t be victimized.

Check all of your accounts closely and make sure this charge isn’t in your statements. If it is, notify your bank or credit issuer and contest the charges.

You may want to do your own investigating, but this is how the scam works:

  • You go online to view your account and you see a strange charge for $9.84 with an unfamiliar web address
  • You then go to the website, which is nothing but a generic landing page offering customer support and promising to refund 100% of your last payment
  • Some victims have even reported calling the customer support number listed on the landing page and receiving verbal confirmation that the $9.84 charge will be refunded

Don’t go through all of these measures to only come up empty-handed. Just contact your bank or credit card company.

For some, a $9.84 charge is nothing to worry about, but for others, they need that money.

Either way, take action, because this means your account has been compromised and it can happen again, maybe even worse next time.

And don’t put it past these con artists to change the dollar amount of the charge now that word has gotten out of the scam.

We’ve talked a good bit about scams recently. That’s because, as a practicing bankruptcy law firm, we see value in promoting awareness about people out for YOUR money. We’ve seen the pain and suffering that a sudden loss, or gradual loss, of money can have on a person’s life.

Some scams may be relatively unavoidable, such as this $9.84 charge. However, some are relatively self-inflicted due to victims biting the bait on the hook and being reeled in by the scammer.

The victims who bite the hook may be more susceptible to do so for a couple of reasons:

  1. They could just enjoy more money
  2. They could be struggling to make ends meet and facing mounds of debt they can’t pay.

We’re here to help the person who’s in debt and struggling to pay their bills.

Rather than falling for scams, filing for bankruptcy is a good option. By filing bankruptcy, a person can either discharge their debt or pay it all off in an affordable payment plan.

A bankruptcy is nothing to be afraid of either, as with the right attitude and lifestyle changes, along with a little patience, you can come out stronger financially than you went in.

“7 Steps to 720” is a great 14-week program we offer at Darrell Castle & Associates that can help by teaching you the best practices in re-establishing and rebuilding your credit.

If you’re considering bankruptcy or if you have any questions, please contact us today, either online or by calling us at (901) 327-2100. One of our experienced Memphis bankruptcy attorneys will be ready to speak with you about your situation, free of charge.