This weekend will bring a lot of last minute Christmas shopping.  Just be sure to spend wisely and don’t spend money you don’t have. Stay out of debt. Merry Christmas.

If video above doesn’t work, click here

 

Video Transcript

Hello, this is Darrell Castle with Darrell Castle & Associates and I’m here today to wish you a Merry Christmas and to tell you that I have some free advice for you today.

After 33 years in bankruptcy practice – 33 years of handling bankruptcies from different jurisdictions around the country, I can tell you without any doubt that it starts that first time you buy something with money you don’t have – money you can’t pay back.

So I’m giving you some advice during the holidays this time – don’t spend money that you don’t have – don’t go into debt to buy presents for other folks for Christmas. It’s a very bad thing folks to have debts that you can’t pay, and again, I advise you not to do that.

But if you do it – you just can’t resist it, and you end up with debt you can’t pay, I can help you with that. You just call me.