This weekend will bring a lot of last minute Christmas shopping.  Just be sure to spend wisely and don’t spend money you don’t have. Stay out of debt. Merry Christmas.

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Video Transcript

Hello, this is Darrell Castle with Darrell Castle & Associates and I’m here today to wish you a Merry Christmas and to tell you that I have some free advice for you today.

After 33 years in bankruptcy practice – 33 years of handling bankruptcies from different jurisdictions around the country, I can tell you without any doubt that it starts that first time you buy something with money you don’t have – money you can’t pay back.

So I’m giving you some advice during the holidays this time – don’t spend money that you don’t have – don’t go into debt to buy presents for other folks for Christmas. It’s a very bad thing folks to have debts that you can’t pay, and again, I advise you not to do that.

But if you do it – you just can’t resist it, and you end up with debt you can’t pay, I can help you with that. You just call me.