Wage Garnishments in Memphis
Connie is behind on her credit card bill and is facing wage garnishments. She’s frustrated and upset so she comes in and talks to Darrell.
“Connie, you’ve got some credit card bills that you can’t pay and I know that makes you feel helpless – makes you feel powerless. But you’re not powerless and you’re not helpless. You’ve already done the right thing by coming in and seeing me.
Many people don’t do the right thing. They get credit card bills and they can’t pay them and they get sued on these debts, and when they get sued on these debts, what’s going to happen at some point when that lawsuit is finished is that judge is going to give that creditor a judgement for the amount of money he’s suing the person for, plus attorney fees and so forth. And then that debt is collectible by court order through a garnishment.
That means that a judge issues an order that is now up to the person’s employer and the employer, by order of the court, has to take 25% of that person’s wages every time he gets paid and send it to this creditor.
Most people can’t afford a 25% cut in pay. It seems to go on forever but it goes on until the debt is fully collected but there are all kinds of charges and interest that are added to it.
So, doing the right thing is coming to see me because most people can’t afford those types of things because you have to have those and you can stop the wage garnishment before it starts.
You may have been sued on these debts but the suit hasn’t been heard yet, the garnishment has not been issued. Even if it has been issued, we can stop it, but right now, even your employer doesn’t have to know. You can be free of those debts and you can walk out of here and not have to worry about your credit card bills and medical bills and things like that, and start a real new life without the burden of debt.
How does that sound?”
If you have any questions or you’re considering filing for bankruptcy, you can speak to an experienced bankruptcy attorney by filling out the “Get in Touch” form below, or by calling us at (901) 327-2100.
As a law office with a liquidation lawyer Memphis, TN turns to, we will let you know what your best options may be to resolve your debt.