If you are involved in a car accident and suffer from injuries or property damages, there are necessary steps you should take when filing the insurance claim. The ordeal can be stressful, since there is little room for error in a successful claim. To avoid any mistakes or legal obstacle that you may encounter during the process, it is wise to seek the assistance of an attorney. A skilled personal injury lawyer can provide proper legal counsel and help with every necessary step to ensure the best possible outcome in your case. Whether you hire a lawyer or not, you are advised to follow the following steps:
Gather the Necessary Evidence
To prove liability in a car accident, proper documentation should be taken, including pictures of the accident and the scene of the accident. Though you can do this yourself with your cellphone camera, a skilled personal injury lawyer is well-equipped to determine any liability in the case. They may return to the scene to collect critical details, gather police reports, and speak with police and all witnesses involved. It is their job to uncover any evidence you may have left behind.
Contact the Insurance Companies
Dealing with the insurance companies after an accident can be very stressful and confusing. Following an accident, you should contact both insurance providers to report damages and file a claim. A personal injury attorney will open up communication between insurance companies and all parties involved to ensure proper coordination. This is crucial to filing a successful claim and obtaining proper compensation for incurred damages.
Obtain Evidence of the Damages Suffered
If you have suffered significant injuries due to an accident, it is vital to collect medical records, bills and all related documentation proving your injuries. Unfortunately, it can be difficult to obtain all of the necessary documentation from the hospital. Hospitals typically require that a specific procedure be followed before they will release the requested documents related to you injuries. These procedures can be time-consuming and strenuous, making the process difficult. In addition, for multiple reasons, some hospitals may not respond in a timely manner.
An experienced lawyer can be very helpful to obtaining the necessary material in full and in a timely manner. They may contact your healthcare provider to speed up the process. In addition, they can ensure that the medical records and bills accurately reflect the extent of your injuries listed in the claim.
Negotiate the Settlement
Once the at-fault driver’s insurance company has offered a settlement, it is important to determine whether the settlement is fair. If you have doubts, then negotiating the settlement is imperative to ensure you receive necessary compensation. This can be difficult work for someone with no legal experience.
A skilled lawyer such as a Fredericksburg VA car accident lawyer may be vital for the negotiation process, because they will be able to determine how much your case is worth. They will then be capable of negotiating a greater settlement with the insurance company in a proper and effective manner. This will likely result in a settlement your lawyer can confirm is adequate for you and your case.
Thanks to the authors at Martin Wren P.C. for their insight into personal injury law.