By: Darrell Castle

In a Chapter 13 bankruptcy, your repayment plan will last 3-5 years.

However, it’s up to you to decide how long you want it to last. If you choose 5 years, your payments will be lower. If you choose 3 years, your payments will be higher. And of course, if you choose 4 years then it’ll be right in the middle.


When you file for Chapter 13 bankruptcy, you’re lumping your debts into an affordable repayment plan over a longer period of time.

Chapter 13 bankruptcy is a very powerful weapon with many benefits that I’ve been highlighting in a new video series.

Did you know…

Chapter 13 bankruptcy is more forgiving than Chapter 7? 
Chapter 13 is a better asset protector than a Chapter 7?
You can get COMPLETELY out of debt through a Chapter 13? 

Just like Chapter 7 bankruptcy has many great benefits for certain situations, Chapter 13 does as well. Most notably, Chapter 13 allows you to protect your property from foreclosure or repossession.

If you’re considering filing for bankruptcy, you should speak to an experienced bankruptcy attorney. An experienced bankruptcy attorney will sit down and talk to you, go over your situation, evaluate your debt and income and then help you decide which chapter is right for you.

You need an attorney you can trust – one who’ll walk and talk you through every step of the process with your best interest at heart.

Darrell Castle & Associates has received multiple Client Distinction Awards from Martindale-Hubbel for client satisfaction because we have our clients’ best interest at heart and want them to succeed.

We don’t want to ONLY help you get out of debt, but we also want to provide you with the tools to succeed after. That’s why we offer our clients free access to the online credit restoration course, 7 Steps to a 720. This course teaches you the tips and tricks the banks don’t want you to know in regards to re-establishing and rebuilding your credit score to an “A” rating.

Call (901) 327-2100
to schedule a free consultation with an experienced attorney, or fill out one of the contact forms on this page.