Are you not sure who’s liable for your car accident?
By: Darrell Castle
You were injured in a car accident but you don’t know if it was your fault or the other drivers’, or if it was partially both. You need to contact an experienced car accident attorney immediately.
In some car accident cases, the liability is completely obvious. In others, it’s not. A car accident attorney will be able to look at your case, detail by detail, and determine who was liable and whether or not you’ll receive compensation for damages.
There are some important questions the attorney will need answered:
1. Were there any witnesses to the accident?
2. Is the liable driver insured?
3. If the liable driver isn’t insured, does the other driver have uninsured motorist coverage?
Uninsured motorist coverage is VERY important to have, especially in a city like Memphis that has a high car accident rate and many uninsured drivers. If you’re hit by an uninsured driver and you don’t have uninsured motorist coverage, your compensation from YOUR coverage will be limited to your car damages and some medical bills. However, you won’t be awarded compensation for medical bills that exceed a certain point, or pain and suffering.
The good news is, most people that have car insurance carry uninsured motorist coverage. When a person signs their papers for insurance, according to Tennessee state law, you must sign to opt out of the uninsured motorist coverage, and I strongly encourage you to not sign to opt out of it.
As you can see, car accident cases can be complex which is why you need the help of an experienced attorney, and we’d love to help at Darrell Castle & Associates. To speak to one of our attorneys and set up a free consultation, you can call us at (901) 327-1212 or fill out one of the contact forms on this page.
I also encourage you to download, print and place our Car Accident Checklist in your car in case you’re ever in a car accident. This checklist will detail the tasks that need to be completed at the scene of the crash.