2015 presents a great opportunity for a fresh financial start. If you’re struggling financially and want to talk to <a href="/blog/posts/memphis-bankruptcy-guide/" title="bankruptcy lawyers in memphis " target="_blank">someone experienced</a> about your options, call <a href="tel:+19013272100"> <b>(901) 327-2100</b></a> today to schedule your FREE consultation. Or, you can fill out one of the contact forms on this page to have someone contact YOU.</p> <p><b>Video Transcript</b></p> <p>I’d like to help you make a New Years Resolution this year – a resolution to get out of debt. Start the new year off right, free of debt.</p> <p>Hi, I’m Darrell Castle and I’m an attorney licensed to practice law in the state of Tennessee and I’ll tell you how I can do that.</p> <p>You need to take a hard look at your situation right now. If you’ve been suffering with debt perhaps all of 2014; perhaps many many years before that – crushing debt, debt you can’t pay, perhaps debt that causes you to get behind on your house note or car payment – that type of thing where you’re constantly under stress and worried about it. You can have relief for that. You can have a fresh start and start again without the burden of that debt.</p> <p>You can do that through bankruptcy. Chapter 7 discharges all of your dischargeable debts and you don’t have to pay it back at all. You can usually do that and keep your property. Or through Chapter 13 if you qualify for that where perhaps you’re behind on your car payment or house note – you can keep that through Chapter 13 and still be rid of most of your unsecured debt. When you get out of a Chapter 13, everything is paid for and you’re current on your house note.</p> <p>Those are ways that you can get relief right now to start your new year right.</p> <p>You can also, through Chapter 13, greatly increase your cash flow each week so that life is better for you.</p> <p>That is something you should consider, folks – living without the stress of debt. Go see a good practitioner about that. Of course, I’d like for it to be me, but there are many bankruptcy practitioners out there that can help you.</p> <p>The main thing is that you get help and do not keep living with this.<br /> </p> <p>
