We had a relatively long and extremely cold winter here in Memphis this year, but now temperatures seem to be getting just right for Spring time.

Looking at the forecast this weekend, it seems like for the first time in a while, we have consistently mild temperatures here in Memphis. I urge you to take advantage of these comfortable temps and save on your utility bills.


Well, with these temperatures, depending on your personal preferences, there’s not really a need for heat or air conditioning, meaning you can keep your units off.

As a Memphis bankruptcy attorney practicing in the city for over 30 years, I’ve seen countless clients come into my office suffering from debt they just can’t pay back. Many times, this debt includes past due MLGW bills.

We all need utilities in our everyday lives, but there are steps you can take to save the amount of utilities you use, thus helping you save money.

By all means, keep your house at a temperature you’re comfortable in, but at the same time, try to take advantage of these mild temperatures we’re currently seeing in Memphis.

If you’ve fallen behind on your MLGW bill or any other bill, causing you to fall into debt you don’t know how to escape, let me tell you about bankruptcy.

By filing for bankruptcy, you can either discharge all of your debt through a Chapter 7, in other words, you don’t have to pay it back. Or, you can lump all of your debt into an affordable 3-5 year repayment plan through a Chapter 13.

Despite popular belief, a bankruptcy is nothing to be afraid of. In fact, with the right attitude and lifestyle changes, along with a little patience, you can come out of a bankruptcy better than you went in. After the bankruptcy process is complete, you have a fresh financial start and a great opportunity to re-establish and rebuild your credit the right way.

Memphis bankruptcy lawyers | Memphis bankruptcy attorneysWe have a great 14-week program that can help you with this called “7 Steps to a 720.” This program, which is free for our clients, will teach you tips and tricks the credit card companies don’t want you to know.

If you have any questions or if you’re considering filing for bankruptcy, you can speak to one of our experienced Memphis bankruptcy attorneys by filling out the “Get in Touch” form below or by calling us at (901) 327-2100. One of our attorneys will speak to you about your situation, free of charge.