How to Figure Out the Payment Schedule for SSDI Benefits

If you’re applying for Social Security Disability Insurance (SSDI) benefits or have already been approved, you probably have questions about the SSDI payment schedule. Understanding how and when you receive SSDI benefits can help you plan your finances better.

Let’s break down how you can figure out when to expect your SSDI payments and what to do if you’re struggling to get SSDI in the first place.

Understanding SSDI Payment Dates

The Social Security Administration (SSA) has a specific schedule for SSDI payments. Your payment date depends on your birthday. Here’s how it works:

1. Birthdays on the 1st-10th: Payments happen on the second Wednesday of each month.
2. Birthdays on the 11th-20th: Payments happen on the third Wednesday of each month.
3. Birthdays on the 21st-31st: Payments happen on the fourth Wednesday of each month.

So as an example: if your birthday is on April 15th, your payment will come on the third Wednesday of each month. If your birthday is October 5th, your payment will come on the second Wednesday.

How to Check Your Payment Date

To find out your exact payment date, you can:

1. Check Online: Log in to your “my Social Security” account on the SSA website. Your account will show your payment dates and other important information.
2. Call the SSA: You can also call the SSA at 1-800-772-1213. They can provide information about your payment schedule.
3. Look at Your Award Letter: When you’re approved for SSDI, the SSA sends you an award letter. This letter includes your payment schedule.

What About Back Pay?

When you’re approved for SSDI, you might be entitled to back pay or past-due benefits. This is money owed to you from the time you were eligible for SSDI to the time your application was approved.

The SSA usually pays back pay in a lump sum, but it might take a few months after your regular payments start.

Direct Deposit

The SSA requires SSDI payments be made through direct deposit. This means they send your benefits directly to your bank account.

Direct deposit ensures you get your money quickly and safely. But if you don’t have a bank account, it can delay things a bit until you get one set up. As an alternative, you can also get your payments through a Direct Express debit card.

Changes in Payment Dates

Sometimes, holidays can affect payment dates. If your payment date falls on a federal holiday, the SSA will typically send your payment the day before the holiday. Make sure to check the SSA website for updates on holiday schedules.

Stay Informed

It’s important to keep your contact information up-to-date with the SSA. This ensures you receive all communications about your benefits and any changes to your payment schedule.

You can update your information through your “my Social Security” account or by calling the SSA.

Darrell CastleAn SSDI Lawyer to Help You Get the Benefits You Need

If you’ve been denied SSDI, you may feel like getting onto a benefit payment schedule is a pipe dream. But don’t worry, many people face this challenge.

Our firm specializes in SSDI appeals, and we have the expertise to help you navigate this complex process. We understand the ins and outs of the Social Security system and gather all necessary medical records and evidence to support your case.

And you won’t have to worry about any upfront costs, because we work on a contingency fee basis. So you only pay if we win your case – and even then, it’s just a small portion of your past-due benefits. You keep every dollar of your benefits moving forward.

With a proven track record of successful SSDI appeals, we’re committed to helping you secure the benefits you need. Contact us today for a free consultation and let us help you get the benefits you deserve.