By: Darrell Castle

Couples are letting money and debt destroy their marriage when they don’t have to!

Nearly 80% of divorced couples say finances played a major role in their decision.

Maybe your marriage began in debt and you didn’t establish a clear cut plan on how you were going to handle it. Maybe you want to pay that debt off now but your spouse wants to spend. Maybe you’re a saver and your spouse is a shopper. Maybe you lost your job or your spouse got sick and money just wasn’t flowing in like it needed to be.

There are many possibilities that could explain why your family is in debt right now. But that doesn’t mean it has to ruin your marriage. Money problems are a part of marriage and life. By talking and working through these problems, you’ll come out the other end as a stronger couple.

If your debt is small enough in which changing spending and saving habits can get you out, then by all means, take those steps.

However, your debt may be too large and those simple changes won’t even get you to the first step of the ladder.

For you, your debt may seem like a treadmill. You and your spouse are running and running, but you’re not going anywhere! Get help. Get PROFESSIONAL help.

What Bankruptcy Can Do For You

You can permanently get rid of that debt through bankruptcy.

By filing for bankruptcy, you can discharge your unsecured debts – debts not backed by collateral – relatively quickly without making payments towards them through Chapter 7. Or you could lump your debts into an AFFORDABLE repayment plan through Chapter 13.

Your unique situation will determine which chapter is best for you. And your bankruptcy attorney will be able to explain all of that to you.

And then, once the bankruptcy is complete, that debt is gone. The debt that was holding you down and straining your marriage is no more!

You and your spouse now have a clean slate. A fresh start! This is a great opportunity to begin rebuilding your finances. Together. As a healthy married couple.

We Can Help You

For decades, Darrell Castle & Associates has helped people in the Memphis area get out of debt and on to a better life. We’ve gotten pretty good at it too.

With our detailed and responsive team, you can be confident your case will be handled the right way. You’re more than a case number. You’re a real person with real problems. We want to help you get rid of those problems, and we have the ability to do so.

We don’t want to ONLY help you get out of debt, though. We also want to make sure you have the tools to succeed after your bankruptcy. That’s why we proudly use Dave Ramsey’s Debtor Education course. This video course will teach you the fundamentals to financial success that Dave personally used after HIS bankruptcy. And the video will leave you laughing and entertained!

How to Get in Touch With Us

If you and your spouse are struggling financially and want to talk to someone experienced about your options, then our FREE consultation is perfect for you.

Call (901) 327-2100 today to schedule your appointment. Or you can fill out the form to the right to have someone from our office contact YOU.