A bankruptcy will have a negative effect on your credit report, but chances are that your credit was already bad before filing. However, this is your opportunity to start fresh and rebuild your credit to where you want it!
Through a Chapter 7 bankruptcy, you can completely discharge your debts without paying them back. This means if you’ve reached the point in your life where you simply cannot pay all of the money you owe, the law allows you to have a fresh start!
Through a Chapter 13 bankruptcy, all of your debts can be combined into one affordable payment. In this process, all creditor and collection harassment must stop.
To reiterate, a bankruptcy:
- frees you of all your debt
- stops creditor and collection harassment
- creates a fresh start for your finances
And our attorneys can help you on that fresh start to strong credit.
We have access to a great 14-week program that will teach you how to re-establish and rebuild your credit the right way. This is a free program with a $1,000 value.
You will also learn:
- Why most credit scores are wrong
- Which credit cards actually hurt your credit score
- How to stop lenders that report the wrong information
If you’re struggling with debt, a bankruptcy can be your way out and on to a healthy financial life. Our experienced bankruptcy attorneys can help guide you to the right decisions, and we WANT to.
At Darrell Castle & Associates, we care about our clients and want to see them happy. We want to help them get to the better life that a bankruptcy can bring.
It’ll answer the questions:
- What will you lose?
- Who has to know?
- Could it hurt your job prospects?
What you’ll find out is that bankruptcy is nothing to be afraid of.
If you’re considering bankruptcy or have any questions, let us help. Contact us by either filling out the “Get in Touch” form below, or by calling us at (901) 327-2100 and one of our attorneys will sit down and talk with you about your situation, free of charge.