Your SSDI Benefits When You’re in Debt If you owe a lot of debt while on SSDI, you may wonder, “Can creditors take my SSDI benefits?” Our attorneys understand this question better than most, since we work on both SSDI and debt relief. So here’s what you need to know about what creditors can and can’t do when you’re on disability. Creditors Can’t Take Your SSDI Check Directly The short answer is no, most creditors cannot take your Social Security benefits. Federal law protects Social Security benefits from garnishment or seizure by creditors. This means if you owe money to a creditor, like a credit card company or medical provider, they can’t just openly take your Social Security benefits to
Personal Injury Lawyer Slip and fall accidents can have serious repercussions, impacting your physical well-being and financial stability. In this FAQ, we’ll explore the key aspects of slip and fall injuries, and we’ll walk you through how a lawyer can help when you need it most. Read on to find answers to your most pressing questions. What Constitutes a Slip and Fall Accident? A slip and fall accident refers to any accident in which someone is injured by a slip, trip, tumble, or fall. Unfortunately, as a personal injury lawyer can explain, slip and falls often go unreported. These accidents may initially appear minor, but they can lead to severe injuries and long-term complications. It’s crucial not to underestimate the
Civil Charges in a Dog Attack: How It Differs from a Criminal Case When a dog attacks someone, it can result in both criminal charges and civil lawsuits. As one example, in Memphis recently a man was criminally charged when his pit bulls killed a three-year-old boy, which is different from civil charges in a dog attack. The types of charges and the legal process differ, depending on whether the case is criminal or civil. So here is what sets them apart, and what you should do in the case of a dog attack. Criminal Charges for a Dog Attack Only the state or federal government files criminal charges, which are intended to punish the offender for violating criminal laws.
Filing for Chapter 7 Bankruptcy in Memphis? Here’s What Not to Do If you have debt you can’t pay, Chapter 7 bankruptcy may seem like a great solution. But filing for Chapter 7 bankruptcy in Memphis can be a difficult and stressful process. And if you get it wrong, it can have huge consequences. If you’re considering Chapter 7, it’s important to be aware of common errors so you can avoid them. Here are the biggest mistakes our team has seen from decades of helping people file Chapter 7 in Memphis: Filing Without an Attorney Bankruptcy law is complex, and mistakes can be costly. An experienced bankruptcy attorney can help you navigate the process and prevent major problems down the
Legal Help for Defective Products If you’ve been injured by a defective product, you may be entitled to compensation under product liability law. But the legal process can be complicated and overwhelming. So how do you find the right product liability lawyer? “Product liability” refers to any product malfunction causing an injury. That can include anything from car brakes not working to dangerous drugs and medical devices that hurt the patient. The injuries can all be so different, and the cases so complex, that it’s critical you get the right attorney to help. Here are some things to look for when hiring a product liability lawyer: The Right Experience and Knowledge First, find a lawyer who has experience handling product
What Happens If You Don’t Use an SSDI Lawyer for Your Appeal? Sometimes people try to DIY an SSDI appeal. Whether to save money or just a lack of awareness, they think they can handle the process without a lawyer. Unfortunately, that’s not the case. The disability application process is so complicated at the appeal level that you really need an attorney in order to succeed. And with the stakes so high, it’s not worth the risk to go it alone. Here are some of the biggest risks of representing yourself in an SSDI appeal. You May Miss Certain Requirements and Deadlines One risk of proceeding without a lawyer is that you may not be aware of all the legal
“I Can Go to Jail for Payday Loans” (and Other Myths About the Punishment for Owing Money) I recently had a client come in concerned about payday loans. She worried she would go to jail for debt she couldn’t pay, and so she stopped buying basic needs in order to cover the costs. As her payday loans grew and grew in interest, she lost everything she had. Going to jail for debt is a common fear — and it’s a myth. Here’s what you need to know about the punishment for not paying your debts. You Can’t Go to Jail for Debt Many people believe they can go to jail for not paying their debts, but this is a common
Waiting for SSDI Approval SSDI delays have, quite simply, gotten out of hand. Currently, over 1 million disability applications are pending review. Attorneys have gone months without pay. And the people who need help the most, who paid into the system, face a serious uphill battle. I’ve worked on SSDI for decades, and I’ve never seen anything like this current situation. So what in the world is going on? A Backlog of Cases One major factor contributing to the backlog is the sheer volume of SSDI applications being submitted. In recent years, the number of disability claims has increased significantly, putting a strain on the Social Security Administration (SSA), which oversees SSDI. This increase has resulted in long wait times
Myths Our Memphis Slip and Fall Attorneys Hear Every Day Slip and fall accidents are a common occurrence and can happen to anyone, anywhere. Unfortunately, there are a ton of myths and misconceptions surrounding these types of accidents. As an attorney who handles slip and fall cases, I hear a lot of myths from people who don’t know much about the process. It can lead to misinformation and confusion, and it can make life a lot harder for people injured in these falls. Myth: Slip and fall accidents are always the victim’s fault. FACT: This is one of the most common myths surrounding slip and fall accidents. While it is true that victims can sometimes be partially responsible for their
How Chapter 13 Can Help Single Parents If you’re struggling with debt, here’s what you should know about Chapter 13 bankruptcy for single mothers (and single parents in general). Being a single mother is one of the toughest jobs in the world. You’re responsible for providing for your children, keeping a roof over their heads, and making sure they have everything they need to thrive. So when unexpected events or rising debt threaten to upend things even more, you need a solution, and quick. You might want to look into Chapter 13 bankruptcy. Living on the Edge Single parents face a serious financial disadvantage, but it’s especially hard on single mothers. According to a recent report: 30% of single mothers