Bankruptcy in Your 20s: How to Avoid It, What If You Need It, and How to Build a Successful Financial Life As a bankruptcy lawyer in Memphis, I sometimes hear from young people who have way too much debt. But is bankruptcy the right answer when you’re just getting started? If you’re considering bankruptcy in your 20s, there’s a lot to keep in mind. Growing Wealth in Your 20s When you’re young and just starting out, there’s a lot you can do to set yourself up for financial success. Unfortunately, a lot of young people think about the present and forget about the future. But if you’re willing to make wise choices right now, you’ll look back years later and
In a horrific accident, a woman watched as her husband of 35 years caught on fire when an oxygen tank at a hospital exploded after a spark. On Thanksgiving day last year, Kathy Stark took her husband to the hospital to get foot surgery. However, during his pre-surgery preparation, his blood pressure began rapidly dropping while he was hooked up to an oxygen tank. The situation quickly turned dire and one of the nurses in the room started calling for a crash cart and needed to restart his heart. Suddenly, the oxygen tank Kathy’s husband was hooked up to exploded and caused severe burns all over the man’s body, including burning off his beard. Kathy even says that she saw
Dog Attacks For most people, the natural reaction they have to a large dog compared to a small dog can be quite different. When they see a large dog they don’t know, they often assume the dog could be a danger and could bite them. Many people look at small dogs, even ones they don’t know, and assume that because it is so tiny and cute, they must be sweet and cuddly, like a puppy, and do not think twice about being bitten. The reality is, however, that any size dog can bite or attack and cause serious injuries to the victim. It does not matter the size or the breed. While the bite from a large dog is often
When SSA Mistakes Cost You Disability Benefits If you’re denied SSDI because of SSA mistakes, you may feel incredibly powerless and frustrated. Their small errors can make all the difference in your case. When the stakes are that high, you need to plan for the worst and get a lawyer who can help. Here’s what happens, how it impacts people, and what our Memphis SSDI attorneys can do to help. How SSA Mistakes Can Impact Your Application The SSA oversees disability claims, and like any organization, the people within it can make simple mistakes. However, errors in SSDI can have lifelong impact on the people who need it most. All over the country, applicants claim basic errors have cost them
Memphis Attorney for Nursing Home Resident Abuse In recent years, resident-on-resident abuse in nursing homes rose significantly. While families have fought for information, most of America remains unaware of the issue. But it’s a major problem, and one our nursing home abuse lawyers work on every day at Darrell Castle & Associates. Abuse on the Rise: Why Is This Happening? Across the country, more residents in nursing homes are experiencing abuse from their fellow residents. This includes assault and violent outbursts. In fact, one state agency reported numbers nearly doubled in the last year. In the rare case that they admit the problem, nursing homes blame the increase on changes in the types of patients. They claim an aging boomer
Getting Out of Timeshare Debt Through Bankruptcy If you’re stuck with a timeshare you can’t afford, you aren’t alone. Timeshares are a multi-billion-dollar industry, and countless people are in the exact same situation. If you’re thinking about bankruptcy to get out of timeshare debt, you may have a lot of questions and worries. Fortunately, our firm has worked on this issue for decades. We’ve helped hundreds of people get out of timeshare debt, and we can help you, too. How Debt from Timeshares Starts Timeshares promise a stable vacation plan for generations, but the reality looks much different. In general, these programs cost an enormous amount in upfront deposits, then take thousands in maintenance fees and upgrade costs. Often a
Responsibilities for injuries that a person suffers in a parking lot are going to depend on the facts of the incident that causes the injury. If the owner of the premises has been negligent in any way then they may be held liable for any injury or damage to that person. On the other hand, the negligence of another user of the parking lot may be responsible for causing harm as well, such as another driver or pedestrian. Oftentimes the owner of the parking lot has a duty to take reasonable care in the management of the parking lot, which means that there is an obligation to take reasonable steps to ensure the people using the law are not injured
Legal Battles Over Why Athletes (and You) Can’t Get Workers’ Comp What if after an on-the-job accident, you find out your employer is fighting your claim and you can’t get workers’ comp? It can be totally debilitating right when you need to focus on getting better. But sometimes employers will put up a fight—even against celebrities. Fortunately, you do have options. One story out of Ohio shows what kind of fight you might have ahead of you and why you need a workers’ comp lawyer to help. Getting Partial Disability as an Athlete The fight in Ohio over Bengals players being able to get partial disability has caused a firestorm in the workers’ comp world. Basically, state lawmakers have proposed
Self-Repossessing Cars: What You Need to Know If you’re trying to avoid repo in Memphis, self-possessing cars might make it a lot harder. This technology could completely change the industry. Fortunately, you don’t have to give up your car just yet. Here’s how self-repossessing cars work, what they get wrong, and how to avoid repossession the safe way. Cars That Can Drive Themselves Away Recently, Ford applied to patent a self-repossessing car that can drive itself away if you don’t pay. First, according to the patent, the company could turn off certain parts of the car as needed, including the engine and AC. (Anyone in Memphis knows during the summer that’s the same as making it un-drivable.) The technology also
How Memphis SSDI Approval Rates May Affect You Generally speaking, disability approval rates in Memphis look a lot like the rest of the country. The data can be confusing, but it’s important to know you may struggle to get approval on your first try—and it’s no reason to give up. Below, we discuss what you can expect and how to have the highest chance of success possible. The High Rates of SSDI Denial on Your First Try First, the shocking news: about 67% of initial applications for SSDI will be denied by the SSA. That’s an extraordinary number, and it can be really frustrating. But you shouldn’t let it stop you from applying. If you follow the SSA’s rules and