Injured on the Job by Your Own Mistake
No one tries to get injured on the job, but anyone can make a mistake. If you’ve been injured because of your own error, you have just as many medical bills and worries as any other injured employee. And as a result, you may be wondering, “Can I get workers’ comp if the injury was my fault?”
What Injuries Does Workers’ Comp Cover?
As a no-fault insurance program, workers’ compensation covers the injury no matter who caused it.
In other words, even if your own accident or carelessness led to the injury, you still have a right to workers’ compensation.
However, workers’ comp doesn’t cover bad behavior related to personal issues. If you drank on the job or acted recklessly — for example, engaged in a fist fight — workers’ comp may not cover you.
Workers’ compensation also doesn’t cover intentional injuries. This rule prevents people from causing an injury on purpose in hopes they can make money off the insurance.
What Happens If They Deny Your Application
Even though workers’ comp covers you when you caused the injury, some insurance companies will still try to deny your claim.
In that situation, you need to speak with a workers’ compensation lawyer to help you build the strongest case possible.
As a workers’ compensation lawyer Memphis, TN trusts, I can help you file workers’ compensation quickly and effectively. Our team makes sure you have a strong case, and we don’t win anything unless you do.
If you’re worried you may be held responsible for your injury, you shouldn’t go it alone. The stakes are too high to hope for the best. Instead, build your case with a team dedicated to your success.
Give us a call at (901) 327-1212 or fill out the form below to get started with a free conversation about your situation.