By: Darrell Castle
Workers’ compensation benefits do not depend on who caused the injury.
If you negligently allowed an injury to happen, that is usually not grounds to deny your application.
There are some exceptions to this rule, though. Workers’ comp doesn’t cover bad behavior related to personal issues. If you were intoxicated or acting recklessly – for example, engaging in a fist fight – the injury will likely not be covered.
Workers’ compensation also doesn’t cover intentional injuries; so it’s not a good strategy to hurt yourself on purpose and hope workers’ compensation will come through for you.
For the most part, though, workers’ compensation is a no-fault insurance program, which means it covers the injury even if it was partially or mostly your fault. If an employer tells you otherwise, or if your application is denied, you probably need to speak with a workers’ compensation lawyer to make sure your claim is as strong as possible.
Our workers’ comp attorneys in Memphis can help with these issues and other workers’ comp questions. Give us a call (901) 327-1212 or fill out the form on our website to get started with a free conversation about your situation.