According to FoxNews, a Pennsylvania judge ruled that a widow was given sufficient notice of her unpaid $6.30 of interest before her $280,000 house was sold at a tax auction three years ago.

“I paid everything, and didn’t know about the $6.30,” the woman said. “For the house to be sold just because of $6.30 is crazy.”

And I agree with her – it’s outrageous.

The woman, Eleen Battisti, said her husband handled all the paperwork for the property’s taxes before he passed away in 2004.

“It’s bad – she had some hard times, I guess her husband kind of took care of a lot of that stuff,” Joe Askar, the county’s chief solicitor, said. “It seemed that she was having a hard time coping with the loss of her husband – that just made it settle in a little more.”

Though the situation is crazy and outrageous, it does speak to the importance of financial transparency. One member of the household shouldn’t be fully-responsible for such things, as anything can happen, such as death, that leaves the other member of the household in the blind.

It also speaks to the importance of paying off your debt. If you’re behind enough on your payments, your creditors will harass you, and after a while, they’ll take from you. This could be in the form of a foreclosure, car repossession or wage garnishment – each of which can be very frustrating and heart-breaking.

However, a bankruptcy can help with each one also. If you can’t pay back your debts, you can file for a Chapter 7 bankruptcy to completely discharge the debt, or file for a Chapter 13 to lump all of your debt into an affordable 3-5 year repayment plan. An experienced bankruptcy attorney can help you determine which chapter is right for you.

Improve your credit in MemphisHere at Darrell Castle & Associates, we not only want to help you get out of debt, but also recover from it. We do so by offering you access to a great 14-week program called “7 Steps to a 720” that will help you re-establish and rebuild your credit the right way.

With the right attitude and lifestyle changes, a bankruptcy serves as a great opportunity to completely revamp your finances in the right way. When you call our bankruptcy law firm Memphis, TN families place their trust in, our knowledgeable lawyers can explain to you the bankruptcy process and answer any questions you might have.

If you have any questions or if you’re considering filing for bankruptcy, you can speak to one of our experienced Memphis bankruptcy attorneys, free of charge, by filling out the “Get in Touch” form below or by calling us at (901) 327-2100.