By: Darrell Castle
“Money doesn’t buy you happiness, but it can buy you freedom.”
Do you agree with that quote? I do!
Money DOESN’T buy you happiness. I’ve heard many stories of people pursuing careers in order to become rich, but they chose work over the people they love and ended up regretting the life they’d lead.
Now, that’s not to say there’s something wrong with having money – a lot or a little. After all, money is essential to living – it serves as trade for our necessities of shelter and food. But, it’s when money starts to control your life that you can lose control of your happiness.
When you have enough money to pay your bills – your necessities – then that’s freedom.
People take that freedom for granted though – both the richer and the poorer. No matter how much money you have, it can become easy to spend recklessly on the things you don’t need, often times resulting in debt. The lack of free cash flow and the increasing debt makes it harder and harder to pay your bills. This can become an increasing mess and it may become difficult to find a way out.
There is a way out though! By filing for bankruptcy, you can either discharge your debt through a Chapter 7 or lump all of it into a 3-5 year repayment plan through a Chapter 13. Then, once the bankruptcy process is complete, you’ve given yourself more cash flow to pay your bills and provided yourself financial freedom.
If you’re in debt and struggling with bills you can’t pay, the experienced Memphis bankruptcy attorneys at Darrell Castle & Associates would love to help.
You need an attorney who’ll not only file your bankruptcy, but will walk and talk you through the process while answering any questions you have. My firm offers that and can back it up with our multiple Client Distinction Awards from Martindale-Hubbel for excellent client satisfaction.
We also want to help you get back on your feet after your bankruptcy is complete by offering you access to our credit restoration program, “7 Steps to a 720.” This program, which is free for our clients, teaches you the tips and tricks the banks don’t want you to know in regards to re-establishing and rebuilding your credit the right way.
You can schedule a free consultation with one of our bankruptcy attorneys by calling (901) 327-2100 or by filling out one of the contact forms on this page.