Do you feel like you’re just treading water every day?

Most Americans live paycheck to paycheck right now. As many as 62% of families don’t have any emergency savings at all, and in some cases, even families making over $75,000 a year are struggling from week to week.

Doesn’t that get old eventually? 

As a Memphis bankruptcy lawyer, I’ve seen so many families struggle to make ends meet. For them, one lost week of work could be a total catastrophe.

It should never be normal to live on the edge of financial disaster. It should never be normal to have so much credit card debt you’ll never pay it back. Normal should be having enough money to cover your kids’ school supplies and still have some in the bank if they get injured on the way home. Normal is not having to worry every day about those car repairs you’ve been putting off. 

And the saddest part is, for a lot of families there’s a very easy way out.

Bankruptcy is an option designed by Congress to help you get a fresh start. 

  • With Chapter 7 bankruptcy, you can get rid of all your debts and usually even keep your assets. 
  • With Chapter 13 bankruptcy, you can set up a payment plan according to your income. It protects your assets and makes life much, much easier. 
  • And you can even restore your credit afterward! I offer a free course to all my clients that helps you restore your credit to an A-rating in one year, even after a bankruptcy.

If you’re tired of treading water and spending every day worried about money, please let me help. The conversation is completely free, so you have nothing to lose. 

Give me a call at 901-327-2100, or contact me online. I’d love to talk with you about your options.